10/28/2002 09:29:00 AM
M02-61236
BANK OF AMERICA NA USA
BANK OF AMERICA NA
BANK OF AMERICA NA USA
GARRARD, SHERI L
GARRARD, MICHAEL W
BANK OF AMERICA NA USA
GARRARD, MICHAEL W
GARRARD, SHERI L
1/1/1992 12:00:00 AM
M92-17680
1/1/1992 12:00:00 AM
M92-12068