RECORDING COVER SHEET (Please print or type)
This cover sheet was prepared by the person presenting the
instrument for recording. The information on this sheet is a
reflection of the attached instrument and was added for the

2026-001341

Klamath County, Oregon

LA MDA

284020260001341010010

purpose of meeting first page recording requirements in the State 02/12/2026 10:04:57 AM Fee: $132.00
of Oregon, and does NOT affect the instrument.  ORS 205.234 . ’ '
This space reserved for use by
. After recording return to: ORS 205.234(1)(c) Recording Office
@
§ Terri Ann Martin
O
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1. Title(s) of the transaction(s) ORS 205.234(1)(a)

Durable Power of Attorney for Financial Management

2. Direct party(ies) / grantor(s) Name(s) ORS 205.234(1)(b)
Arnaud and/or Della Harreguy
3. Indirect party(ies) / grantee(s) Name(s) ORS 205.234(1)(b)

Terri Ann Martin

4. True and actual consideration:
ORS 205.234(1) Amount in dollars or other

$ N/A

5. Send tax statements to:

N/A

ORS 205.234(1)(e)

Other:

6. Satisfaction of lien, order, or warrant:
ORS 205.234(1)(f)

[] FuLL

[ ] paARTIAL

8. Previously recorded document reference:

9. If this instrument is being re-recorded complete the following statement:

"Rerecorded at the request of

7. The amount of the monetary obligation imposed

by the lien, order, or warrant:

$

ORS 205.234(1)(F)

ORS 205.244(2)

to correct

previously recorded in book

and page

, or as fee number

DURABLE POWER OF ATTORNEY FOR FINANCIAL MANAGEMENT

WARNING TO PERSON EXECUTING THIS DOCUMENT - THE POWERS YOU GRANT BELOW
CONTINUE TO BE EFFECTIVE SHOULD YOU BECOME DISABLED OR INCOMPETENT

CAUTION: This is an important legal document and upon proper execution will create a Durable Power
of Attorney. This gives the person whom you designate as your attorney-in-fact broad powers to handle
your property during your lifetime, which may include powers to mortgage, sell, or otherwise dispose of
any real or personal property without advance notice to you or approval by you.

These powers will continue to exist even if you become disabled or incompetent. You do have the right to
terminate or revoke the Power of Attorney and any or all powers granted within at any time up to the
point of your incapacity.

This document does not authorize anyone to make medical or other health care decisions. You may
execute a health care proxy (also known as a health care or medical power of attorney) to do this.

If there is anything about this document that you do not understand, you should ask a lawyer to explain

it to you.

THIS DURABLE POWER OF ATTORNEY for financial management is given by me, Arnaud and/or
Della Harreguy (the "Principal"), presently of 37217 Agency Lake Loop Road, Chiloquin, in the State of

Oregon, on this lq?" day of MA’\\/}\ , 2027 .

Nature of Power
1. THIS IS A DURABLE POWER OF ATTORNEY and the authority of my Attorney-in-fact shall not

terminate if [ become disabled or incapacitated.

Previous Power of Attorney

2. I REVOKE any previous durable power of attorney granted by me.

Page 1 of 9

Attorney-in-fact
I APPOINT Terri Ann Martin, of 1830 Etna Street, Klamath Falls, Oregon, to act as my Attorney-in-
fact.

Governing Law
This document will be governed by the laws of the State of Oregon. Further, my Attorney-in-fact is

directed to act in accordance with the laws of the State of Oregon at any time he or she may be acting on
my behalf.

Liability of Attorney-in-fact
My Attorney-in-fact will not be liable to me, my estate, my heirs, successors, or assignees for any action
taken or not taken under this document, except for willful misconduct or gross negligence.

Effective Date
This Power of Attorney will start immediately and will continue notwithstanding a finding of my mental

incapacity or mental infirmity which may occur after my execution of this Power of Attorney.

Powers of Attorney-in-fact
My Attorney-in-fact has authority to do anything on my behalf that I may lawfully do by an attorney-in-
fact (the "General Power").

Specific Powers

Without restricting its generality in any way, the following power(s) are specifically included within the
foregoing General Power:

Initials

)&Real Estate Transactions

To deal with any interest I may have in real property and sign all documents on my behalf

concerning my interest, including, but not limited to, real property I may subsequently acquire or
receive. These powers include, but are not limited to, the ability to:

i. Purchase, sell, exchange, accept as gift, place as security on loans, convey with or without
covenants, rent, collect rent, sue for and receive rents, €ject and remove tenants or other
persons, to pay or contest taxes or assessments, control any legal claim in favor of or
against me, partition or consent to partitioning, mortgage, charge, lease, surrender, manage

Page 2 of 9

il.

or otherwise deal with real estate and any interest therein; and

Execute and deliver deeds, transfers, mortgages, charges, leases, assignments, surrenders,
releases and other instruments required for any such purpose.

XJ&Maintain Property and Make Investments
b.D/ To retain any assets owned by me at the date this Durable Power of Attorney becomes effective,

and the power to reinvest those assets in similar investments. In addition, my Attorney-in-fact

may invest my assets in any new investments, of his or her choosing, regardless of whether or not

they are authorized by any applicable legislation.

Mg Banking Transactions
A

To do any act that I can do through an attorney-in-fact with a bank or other financial institution.

This power includes, but is not limited to, the power to:

il.

iii.

iv.

vi.

Open, maintain or close bank accounts (including, but not limited to, checking accounts,
savings accounts, and certificates of deposit), brokerage accounts, retirement plan
accounts, and other similar accounts with financial institutions;

Conduct any business with any banking or financial institution with respect to any of my
accounts, including, but not limited to, making deposits and withdrawals, negotiating or
endorsing any checks or other instruments with respect to any such accounts, obtaining
bank statements, passbooks, drafts, money orders, warrants, and certificates or vouchers
payable to me by any person, firm, corporation or political entity;

Borrow money from any banking or financial institution if deemed necessary by my
Attorney-in-fact, and to manage all aspects of the loan process, including the placement of

security and the negotiation of terms;

Perform any act necessary to deposit, negotiate, sell or transfer any note, security, or draft
of the United States of America, including U.S. Treasury Securities;

Have access to any safe deposit box that I might own, including its contents; and

Create and deliver any financial statements necessary to or from any bank or financial

institution.

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X?Business Operating Transactions

dS To take any action my Attorney-in-fact deems necessary with any business that I may own or
have an interest in by doing any act which can be done through an attorney-in-fact. This power
includes, but is not limited to, the power to execute, seal and deliver any instrument; participate in
any legal business of any kind; execute partnership agreements and amendments; to incorporate,
reorganize, consolidate, merge, sell, or dissolve any business; to elect or employ officers,
directors and agents; and to exercise voting rights with respect to any stock I may own, either in

person or by proxy.

. X?y_lnsurance Transactions

\@9‘ To do any act that I can do through an attorney-in-fact with any insurance policy. This power
includes, but is not limited to, the power to pay premiums, start, modify or terminate policies,
manage all cash payouts, borrow from insurers and third parties using insurance policies as
collateral, and to change the beneficiaries on any insurance policies on my life. Unless my
Attorney-in-fact was already a beneficiary of any policy before the signing of this document, my

Attorney-in-fact cannot name himself or herself as a beneficiary of such policy.

)%_Claims and Litigation Matters

£ DY T institute, maintain, defend, compromise, arbitrate or otherwise dispose of, any and all actions,
suits, attachments or other legal proceedings for or against me. This power includes, but is not
limited to, the power to: appear on my behalf, and the power to settle any claim against me in
whichever forum or manner my Attorney-in-fact deems prudent, and to receive or pay any

resulting settlement.

X?LTax Matters

gbV\ To act for me in all matters that affect my local, state and federal taxes and to prepare, sign, and
file documents with any governmental body or agency, including, but not limited to, authority to:

i Prepare, sign and file income and other tax returns with federal, state, local and other

governmental bodies, and to receive any refund checks; and
il. Obtain information or documents from any government or its agencies, and represent me

in all tax matters, including the authority to negotiate, compromise, or settle any matter
with such government or agency.

Page 4 of 9

X%Government Benefits

h. > \To act on my behalf in all matters that affect my right to allowances, compensation and
reimbursements properly payable to me by the Government of the United States or any agency or
department thereof. This power includes, but is not limited to, the power to prepare, file, claim,
defend or settle any claim on my behalf and to receive and manage, as my Attorney-in-fact sees
fit, any proceeds of any claim.

X?_Retirement Benefit Transactions

i. D To act for me and represent my interests in all matters affecting any retirement savings or pension
plans I may have. This power includes, but is not limited to, the power to continue contributions,
change contribution amounts, change investment strategies and options, move assets to other
plans, receive and manage payouts, and add or change existing beneficiaries. My Attorney-in-fact
cannot add himself or herself as a beneficiary unless he or she is already a designated beneficiary
as of the signing of this document.

Xé[LFamily Care

j}}?\ To make whatever expenditures are required for the maintenance, education, benefit, medical care
and general advancement of me, my spouse and dependent children, and other persons that I have
chosen or which I am legally required to support, any of which may include my Attorney-in-fact.
This power includes, but is not limited to, the power to pay for housing, clothing, food, travel and
other living costs.

)g?Chattel and Goods Transactions

KX\ To purchase, sell or otherwise deal with any type of personal property I may currently or in the
future have an interest in. This includes, but is not limited to, the power to purchase, sell,
exchange, accept as gift, place as security on loans, rent, lease, to pay or contest taxes or
assessments, mortgage or pledge.

X?_Estate Transactions

I To do any act that I can do through an attorney-in-fact with regard to all matters that affect any
trust, probate estate, conservatorship, or other fund from which I may receive payment as a
beneficiary. This power includes the power to disclaim any interest which might otherwise be
transferred or distributed to me from any other person, estate, trust, or other entity, as may be
appropriate. However, my Attorney-in-fact cannot disclaim assets to which I would be entitled, if
the result is that the disclaimed assets pass directly or indirectly to my Attorney-in-fact or my
Attorney-in-fact's estate.

Page S of 9

10.

X?/éf;iving Trust Transactions

m. ¥ o transfer any of my assets to the trustee of any revocable trust created by me, if such trust is in
existence at the time of such transfer. This property can include real property, stocks, bonds,
accounts, insurance policies or other property.

XA/ 1 Gift Transactions
n.OY\ To make gifts to my spouse, children, grandchildren, great grandchildren, and other family
members on special occasions, including birthdays and seasonal holidays, including cash gifts,
and to such other persons with whom I have an established pattern of giving (or if it is appropriate
to make such gifts for estate planning and/or tax purposes), in such amounts as my Attorney-in-
fact may decide in his or her absolute discretion, having regard to all of the circumstances,
including the gifts I made while [ was capable of managing my own estate, the size of my estate

and my income requirements.

XAH_Charity Transactions

oo\ To continue to make gifts to charitable organizations with whom I have an established pattern of
giving (or if it is appropriate to make such gifts for estate planning and/or tax purposes), in such
amounts as my Attorney-in-fact may decide in his or her absolute discretion, having regard to all
of the circumstances, including the gifts [ made while I was capable of managing my own estate,
the size of my estate and my income requirements.

X?iEmploy Required Professionals

p‘D\% To appoint and employ any agents, servants, companions, or other persons, including nurses and
other health care professionals for my care and the care of my spouse and dependent children, and
accountants, attorneys, clerks, workers and others for the management, preservation and
protection of my property and estate, at such compensation and for such length of time as my
Attorney-in-fact considers advisable.

Attorney-in-fact Compensation

My Attorney-in-fact will receive no compensation except for the reimbursement of all out of pocket
expenses associated with the carrying out of my wishes.

Co-owning of Assets and Mixing of Funds

My Attorney-in-fact may not mix any funds owned by him or her in with my funds and all assets should
remain separately owned if at all possible.

Page 6 of 9

11.

12.

13,

14.

15.

16.

17.

Personal Gain from Managing My Affairs

My Attorney-in-fact is not allowed to personally gain from any transaction he or she may complete on
my behalf.

Delegation of Authority
My Attorney-in-fact may not delegate any authority granted under this document.

Nomination of Guardian or Conservator

In the event that a court decides that it is necessary to appoint a guardian or conservator for me, I hereby
nominate my Attorney-in-fact to be considered by the court for appointment to serve as my guardian or

conservator, or in any similar representative capacity.

Attorney-in-fact Restrictions

This Power of Attorney is not subject to any conditions or restrictions other than those noted above.

Notice to Third Parties
Any third party who receives a valid copy of this Power of Attorney can rely on and act under it. A third

party who relies on the reasonable representations of my Attorney-in-fact as to a matter relating to a
power granted by this Power of Attorney will not incur any liability to the Principal or to the Principal's
heirs, assigns, or estate as a result of permitting the Attorney-in-fact to exercise the authority granted by
this Power of Attorney up to the point of revocation of this Power of Attorney. Revocation of this Power
of Attorney will not be effective as to a third party until the third party receives notice and has actual
knowledge of the revocation.

Severability
If any part of any provision of this document is ruled invalid or unenforceable under applicable law,
such part will be ineffective to the extent of such invalidity only, without in any way affecting the

remaining parts of such provisions or the remaining provisions of this document.

Acknowledgment

I, Arnaud and/or Della Harreguy, being the Principal named in this Durable Power of Attorney hereby
acknowledge:

a. I have read and understand the nature and effect of this Durable Power of Attorney;
b. I recognize that this document gives my Attorney-in-fact broad powers over my assets, and that
these powers will continue past the point of my incapacity;

Page 7 of 9

c. I am of legal age in the State of Oregon to grant a Durable Power of Attorney; and
d. I am voluntarily giving this Durable Power of Attorney and recognize that the powers given in
this document will become effective as of the date of my incapacity or as specified within.

IN WITNESS WHEREOF 1 hereunto set my hand and seal at the City of Klamath Falls in the State of

Oregon, this lé]?* day of M?\A/j\ , 40$¢

SIGNED, SEALED, AND DELIVERED
in the presence of:

Witness: Mm (Sign)
Witness Name' ' Y
Address:

_IK_\_Q_mMLE_OJ_UUI
Witness: M?'\{\' (Sign)

Witness Name:

A_ddress: \% 3

Arnaud and/or Dela Harreguy (Principal)

Page 8 of 9

NOTARY ACKNOWLEDGMENT

STATE OF OREGON

county o Kama
The instrument was acknowledged before me on the ‘ day of MM , %7/2, by

Arnaud and/or Della Harreguy.

u&?w%?

Not ry Puthc

My commission expires: Q_(M‘%_W

OFFICIAL STAMP
KRYSTAL LASTRA
NOTARY PUBLIC - OREGON
COMMISSION NO. 1020871

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