2026-001343

Klamath County, Oregon
02/12/2026 10:56:02 AM
Fee: $92.00

AFTER RECORDING, RETURN TO:

First American Title Insurance Company
1795 International Way
Idaho Falls, ID 83402

SUBSTITUTION OF TRUSTEE

The undersigned Columbia Bank fka Umpqua Bank FKA Sterling Savings Bank, the beneficiary, under that
certain Deed of Trust described below does hereby appoint, First American Title Insurance Company as
successor Trustee under the below described Trust Deed.

Said Deed of Trust dated 10/28/2005 executed by Rebecca Whitney-Smith and Gene L Smith wife and husband
vested as follows: Rebecca Whitney-Smith, with right of survivorship as to an undivided 1/2 interest and Gene
L Smith, with right of survivorship as to an undivided 1/2 interest, Trustor, for the benefit of Columbia Bank
fka Umpqua Bank FKA Sterling Savings Bank, Original Beneficiary, and recorded on 11/01/2005 in Book n/a
at Page n/a as Instrument No M05-68019 , in the Office of the Recorder for Klamath County, State of Oregon
and cover real property situated in said county described as follows:

Tax ID: R513420

IN WITNESS WHEREOF, the Undersigned has caused this Instrument to be executed on 2/12/2026.
Columbia Bank fka Umpqua Bank FKA Sterling Savings Bank

By W/

Tiphany Jo Williams, Vice President

State of Idaho )
County of Bonneville )

On 2/12/2026, before me, Tawnya Rainey, personally appeared Tiphany Jo Williams, personally known to me
and who acknowledged to be the Vice President for Columbia Bank fka Umpqua Bank FKA Sterling Savings
Bank and that as such officer, being authorized so to do, signed on behalf of the corporation and acknowledged
that the corporation executed the same.

Jeny iy

Tawnya Rainey
Notary Public
Comm. Expires: 5/5/2026

TAWNYA RAINEY cah
Motary Public - State of 1daha
Commissign Numbar 20201 703
My Commission Expices May 5, 2028