2026-001412 Klamath County, Oregon N 24202600014120020021 02/13/2026 12:17:23 PM WHEN RECORDED, MAIL TO: Planet Home Lending LLC C/0O Nationwide Title Clearing, LLC 2100 Alt. 19 North Palm Harbor, FL 34683 Loan Number 9102108694 SUBSTITUTION OF TRUSTEE and FULL RECONVEYANCE MERS Address: Mortgage Electronic Registration Systems, Inc., P.O. Box 2026, Flint, Michigan, 48501-2026 WHEREAS, TYRONE J. MILLER whose address is 2724 GLACIER DR KLAMATH FALLS, OR 97603 was the oriéinal Trustor, FIDELITY NATIONAL TITLE INSURANCE was the original Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR LOW VA RATES, LLC, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS was the designated nominee of the original beneficiary under that certain Deed of Trust dated 08/11/2020 in KLAMATH County, Oregon, under Recording # 2020-011249, recorded on 09/08/2020. Property is commonly known as: 2724 GLACIER DR, KLAMATH FALLS, OR 97603. WHEREAS, the undersigned, acknowledging full payment of said Deed of Trust and debt, desires to substitute a new Trustee under said Deed of Trust in place and stead of said original Trustee thereunder. NOW, THEREFORE, the undersigned hereby substitutes Dave Smith, as Trustee under said Deed of Trust and directs said Dave Smith to reconvey, wit[‘;out warranty, to the parties entitled thereto the estate now held by the Trustee under said Deed of Trust. Datedon 2./ 2 /20 (MM/DD/YYYY) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (’MERS’’), AS DESIGNATED NOMINEE FOR LOW VA RATES, LLC, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS N/ Alan Baker VICE PRESIDENT All persons whose signatures appear above have qualified authority to sign and have reviewed this document and supporting documentation prior to signing. STATE OF FLORIDA COUNTY OF PINELLAS The foregoing instrument was acknowledged before me by means of [X] physical presence or [ ] online notarization on /R 120 (MM/DD/YYYY), by Alan Baker as VICE PRESIDENT of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (’"MERS’’), AS DESIGNATED NOMINEE FOR LOW VA RATES, LLC, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, who, as such VICE PRESIDENT being authorized to do so, executed the fojreiéo:linstrument for the purposes therein contained. He/she/they is (are) personally known to me. / sy, SUSAN KLEIN . S5, NOTARY PUBLIC Tasan Klein S i% f i STATE OF FLORIDA Notary Public - STATE OF FLORIDA At COMM# HH 609530 Commission Expires: 02/28/2029 " EXPIRES: FEB 28, 2029 Document Prepared By: Jennifer Zak/NTC, 2100 Alt. 19 North, Palm Harbor, FL 34683 (800)346-9152 PHLRC 449607330 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) MIN 101250200000857903 MERS PHONE 1-888-679-6377 MERS Mailing Address: P.O. Box 2026, Flint, M1 PAGE (1 of 2) 48501-2026 DOCR T302601-01:00:59 [C-1] RCNORI1 *D0122638785* Fee: $97.00 Loan Number 9102108694 Dave Smith whose address is 1754 Willamette Falls Dr. West Linn, OR 97068, hereby accepts the foregoinfg appointment as Trustee under said Deed of Trust and as successor Trustee, %ursuant to a written request from the designated nominee of the present Beneficiary and in accordance with the provisions of said Deed of Trust, DOES HEREBY CONVI-E)Y to the person or persons legally entitled thereto, without warranty, the estate, title and interest now held by the undersigned in and to the premises more fully described in said Deed of Trust. Dated on _(J l / Oq /20 LLZ (MM/DD/YYYY) Ddave Smith Trustee Whose address is: 1754 Willamette Falls Dr., West Linn, OR 97068 STATE OF OREGON COUNTY OF CLACKAM - This instrument was acknowledged before me on 0 "/1 /2 as Trustee. He/she/they is (are) personally known to me. ) NOTARY PUBLIC - OREGON ; rEs COMMISSION NO. 1032175 Notary Public - State of OREGON Commission Expires: ¢ i, 63. Z),Lq, MY COMMISSION EXPIRES JANUARY 03, 2027 Document Prepared By: Jennifer Zak/NTC, 2100 Alt. 19 North, Palm Harbor, FL 34683 (800)346-9152 PHLRC 449607330 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) MIN 101250200000857903 MERS PHONE 1-888-679-6377 MERS Mailing Address: P.O. Box 2026, Flint, MI 48501-2026 DOCR T302601-01:00:59 [C-1] RCNOR1 PAGE (2 of 2) *D0122638785*