2026-001594 Klamath County, Oregon 00353132202600015940020022 02/20/2026 12:24:59 PM Fee: $97.00 WHEN RECORDED, MAIL TO: LoanCare, LLC C/O Nationwide Title Clearing, LLC 2100 Alt. 19 North Palm Harbor, FL 34683 Loan Number 0071472492 PLSID 116 Investor ID 6GX SUBSTITUTION OF TRUSTEE and FULL RECONVEYANCE %lgoRlsz(%%dress: Mortgage Electronic Registration Systems, Inc., P.O. Box 2026, Flint, Michigan, WHEREAS, MICHAEL TEAFORD whose address is 7225 HENLEY RD KLAMATH FALLS, OR 97603 was the original Trustor, CHICAGO TITLE INSURANCE COMPANY was the original Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS was the desiinated nominee of the original beneficiary under that certain Deed of Trust dated 09/25/2024 in KLAMATH County, Oregon, under Recording # 2024-008490, recorded on 09/30/2024. Property is commonly known as: 7225 HENLEY RD, KLAMATH FALLS, OR 97603. WHEREAS, the undersigned, acknowledging full payment of said Deed of Trust and debt, desires to substitute a new Trustee under said Deed of Trust in place and stead of said original Trustee thereunder. NOW, THEREFORE, the undersigned hereby substitutes Dave Smith, as Trustee under said Deed of Trust and directs said Dave Smith to reconvey, without warranty, to the parties entitled thereto the estate now held by the Trustee under sgid Deed of Trust. Dated on ] / /2026 (MM/DD/YYYY) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. "’ MERS”’), AS DESIGNATED NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS By: Af % Kostadina Eisele VICE PRESIDENT All persons whose signatures appear above have qualified authority to sign and have reviewed this document and supporting documentation prior to signing. STATE OF FLORIDA COUNTY OF PINELLAS The foregoing instrument was acknowledged before me by means of [X] physical presence or [ ] online notarization on ,l /_(p /2026 (MM/DD/YYYY), by Kostadina Eisele as VICE PRESIDENT of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS”’), AS DESIGNATED NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, who, as such VICE PRESIDENT being authorized to do so, executed the foregoing instrument for the purposes therein contained. He/she/they is (are) personally known to me. : ke, AARON BURDICK 9% NOTARY PUBLIC « fR % STATE OF FLORIDA Aaron Burdick H - k COMM# HH 608524 Notary Public - STATE OF FLORIDA EXPIRES: NOV 22, 2028 Commission Expires: 11/22/2028 Document Prepared By: Jennifer Zak/NTC, 2100 Alt. 19 North, Palm Harbor, FL 34683 (800)346-9152 LCO002 449518697 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) MIN 100350291083834472 MERS PHONE 1-888-679-6377 MERS Mailing Address: P.O. Box 2026, Flint, MI 48501-2026 DOCR T052602-12:43:29 [C-2] RCNORI1 *D0122882423* PAGE (1 of 2) Loan Number 0071472492 PLSID 116 Investor ID 6GX Dave Smith whose address is 1754 Willamette Falls Dr. West Linn, OR 97068, hereby accepts the foregoi tg appointment as Trustee under said Deed of Trust and as successor Trustee, 31 ursuant to a written request from the designated nominee of the present Beneficiary and in accordance with the provisions of said Deed of Trust, DOES HEREBY CONVEY to the person or persons legally entitled thereto, without warranty, the estate, title and interest now held by 316 undersigned in and to the premises more fully described in said Deed of Trust. Dated on /2026 (MM/DD/YYYY) By: Dave Smith Trustee Whose address is: 1754 Willamette Falls Dr., West Linn, OR 97068 STATE OF OREGON COUNTY OF CLACKAM This instrument was acknowledged before me on /_L(@/2026 (MM/DD/YYYY) by Dave Smith as Trustee. He/she/they is (are) personally known to me. SRR STAE 435 JANELLE AUTRY MYER V {€5¢//] NOTARY PUBLIC - OREGON ¥s” COMMISSION NO. 1032175 Notary Public - State of OREGON Comuission Expires: (3 (_ mq, MY COMMISSION EXPIRES JANUARY 03, 2027 Document Prepared By: Jennifer Zak/NTC, 2100 Alt. 19 North, Palm Harbor, FL 34683 (800)346-9152 LC002 449518697 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) MIN 100350291083834472 MERS PHONE 1-888-679-6377 MERS Mailing Address: P.O. Box 2026, Flint, MI 48501-2026 DOCR T052602-12:43:29 [C-2] RCNOR1 *D0122882423* PAGE (2 of 2)