2026-001996 Klamath County, Oregon 03/05/2026 11:18:01 AM Fee: $87.00 AFTER RECORDING, RETURN TO: First American Title Insurance Company 1795 International Way Idaho Falls, ID 83402 SUBSTITUTION OF TRUSTEE The undersigned Columbia Bank fka Umpqua Bank, the beneficiary, under that certain Deed of Trust described below does hereby appoint, First American Title Insurance Company as successor Trustee under the below described Trust Deed. Said Deed of Trust dated 07/23/2019 executed by John R Pandozzi, and Deanne L Pandozzi As Tenants by the Entirety, Trustor, for the benefit of Columbia Bank fka Umpqua Bank, Original Beneficiary, and recorded on 08/12/2019 in Book n/a at Page n/a as Instrument No 2019-009099 | in the Office of the Recorder for Klamath County, State of Oregon and cover real property situated in said county described as follows: Tax ID: R426122 IN WITNESS WHEREOF, the Undersigned has caused this Instrument to be executed on 3/5/2026. Columbia Bank fka Umpqua Bank By W/ Tiphany Jo Williams, Vice President State of Idaho ) County of Bonneville ) On 3/5/2026, before me, Tawnya Rainey, personally appeared Tiphany Jo Williams, personally known to me and who acknowledged to be the Vice President for Columbia Bank tka Umpqua Bank and that as such officer, being authorized so to do, signed on behalf of the corporation and acknowledged that the corporation executed the same. Tawnya Rainey Notary Public Comm. Expires: 5/5/2026 TAWNYA RAINEY cah Motary Public - State of Idaho Cammission Numbaer 20201703 My Commission Expires May ยง, 2028