2026-003060 Klamath County, Oregon 04/08/2026 10:47:01 AM Fee: $132.00 After Recording Return To: RUTH RUHL, P.C. Atta: Recording Department 12700 Park Central Drive, Suite 850 Dallas, Texas 75251 (Space Above This Line For Recording Data) Loan No.: 1478753542 Investor Loan No.: 4026208204 MERS No.: 100277210139362940 MERS Phone: 1-888-679-6377 LOAN ASSUMPTION AGREEMENT THIS LOAN ASSUMPTION AGREEMENT (“Agreement”), made effective as of December 29th, 2025, between Jimmy D Mazurek (“Original Borrower™) and Jimmy D Mazurek and Lisa M Mazurek, Husband and Wife, whose address is 10405 Gallop Ct, La Pine, Oregon 97739 (‘“*Assuming Borrower”) and AmcriSave Mortgage Corporation (“Lender/Grantee™) whose address is 1 Corporate Drive, Suite 360, Lake Zurich, Illinois 60047 and Mortgage Electronic Registration Systems, Inc. (“MERS™), as designated nominee for Lender, beneficiary of the Security Instrument, its successors and assigns. This Agreement amends and supplements (1) the Mortgage, Deed of Trust, or Deed to Secure Debt (the “Security Instrument”) dated June 15th, 2021, granted or assigned to Mortgage Electronic Registration Systems, Inc. as designated nominee for Lender, beneficiary of the Security Instrument, its successors and assigns, P.O. Box 2026, Flint, Michigan 48501-2026 and recorded on November 9th, 2021, in Book/Liber N/A, Page N/A, Instrument No. 2021-016887, Official Records of Klamath County, Oregon, and (2) the Note, made in the amount of U.S. $178,500.00 executed by Jimmy D Mazurek (“Maker™) payable to the order of Amerisave Mortgage Corporation in accordance with the terms set forth therein, bearing the same date as, and secured by, the Security Instrument, which covers the real and personal property described in said Security Instrument and defined therein as the *“Property,” located at 10405 Gallop Ct, La Pine, Oregon 97739, OREGON LOAN ASSUMPTION AGREEMENT Page 1 of 9 Fixed-No Release Loan No.: 1478753542 the real property described being set forth as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOQF. Original Borrower and Assuming Borrower acknowledge that Lender is the holder and owner of the Note or is acting for the holder and owner of the Note and understands that Lender may transfer the Note, as amended by this Agreement, and that anyone who takes the Note by transfer and who is entitled to receive payments under the Note is called the “Lender” in this Agreement. Assuming Borrower desires to assume the payment of the Note and the covenants, conditions and obligations of the Security Instrument, Lender who is or who represents the legal holder and owner of the Note and of the lien(s) securing the same has agreed at the request of the Original Borrower to allow the Assuming Borrower's assumption of the balance of the indebtedness evidenced by the Note as part of the consideration for the purchase of the property. For and in consideration of Ten and No/100 Dollars ($10.00) and other good and valuable consideration paid by each of the parties to the other, the receipt and sufficiency of which are hereby acknowledged and confessed, and in consideration of the mutual promises and agreements exchanged, the parties hereto agree as follows {notwithstanding anything o the contrary contained in the Note or Security Instrument): 1. Acknowledgment and Assumption of Unpaid Prineipal Balance: Original Borrower and Assuming Borrower acknowledge that as of January [st, 2026, the amount payable under the Note and secured by the Security Instrument (the “Unpaid Principal Balance”) is U.S. $162,728.89. Assuming Botrower hereby expressly assumes the payment of the indebiedness evidenced by the above described Note and promises to pay jointly and severally to the order of the Lender the sum of U.S. $162,728.89 (the “Principal Balance™), consisting of the unpaid principal balance less any reductions of principal made by Original Borrower. Assuming Borrower also agrees to perform and comply with all covenants, conditions and obligations of the Security Instrument, as amended herein. Interest will be charged on the Principal Balance until the full amount of principal has been paid. Assuming Borrower will pay interest at a yearly rate of 3.625%. The Assuming Borrower promises to make initial monthly payments of principal and interest of U.S. $814.05, beginning on February 1st, 2026, and continuing thereafier on the Ist day of each succeeding month until principal and interest are paid in full. If on July 1st, 2651 (“Maturity Date”), the Assuming Borrower still owes amounts under the Note and the Security Instrument, as amended by this Agreement, the Assuming Borrower will pay these amounts in full on the Maturity Date. OREGON LOAN ASSUMPTION AGREEMENT Page 2 of 9 Fixed-No Release Loan No.: 1478753542 The Assuming Borrower will make such payments at Dovenmuchle Mortgage, Inc., 1 Cotporate Drive, Suite 360, Lake Zurich, Illinois 60047 or at such other place as Lender may require. 2 No Release of Liability: Original Borrower is and shall remain liable for the payment of the Note, as modified herein, and the covenants, conditions and obligations of the Security Instrument and consents to any modification and renewal and extension described herein. Although Original Borrower is and remains personally obligated to pay the sums secured by the Security Instrument, Original Borrower agrees that Lender and Assuming Borrower may agree to extend, modify, forbear or make any other documents executed in connection herewith accommodations with regard to the terms of the Note, of the Security Instrument and any other documents executed in connection herewith. 3. Assumption of Original Terms: The Assuming Borrower hereto agrees to accept the terms of the Note and Security Instrument as originally entered into between the Original Borrower and Lender. 4. Transfer of Escrow Funds to Borrower: Original Borrower assigns and transfers to Assuming Borrower all funds on deposit for payment of taxes, homeowner association dues, insurance premiums and any applicable refunds. Assuming Borrower understands that it is Asswming Borrower's responsibility to obtain hazard insurance on the Property and that Original Borrower’s policy may not inure to Assumning Borrower's benefit. s, Waiver of Due-on-Transfer Clause: In consideration of the assumption of the Note and Security Instrument by Assuming Borrower, and the modification of the Note (if any), as described above, the Lender agrees to waive and relinquish its right under the Security Instrument to declare all sums secured by the Security Instrument immediately due and payable by reason of the sale and transfer by Original Borrower to Assuming Borrower, it being understood and agreed that this waiver and relinquishment applies only to said sale and not to any future sales or transfers. In addition, Original Borrower hereby agrees that if the prepayment of the Nate requires a refund of a portion of the interest previously collected in order to comply with the applicable laws of this state, Original Borrower assigns and transfers to Assuming Borrower any and all right and interest in and to any such refund, and Lender is hereby authorized to pay or credit such refund to Assuming Borrower. 6. Late Charges for Overdue Payments: If a principal and interest payment is overdue, Assuming Borrower will pay a late charge to the Lender. The number of days before a principal and interest payment is overdue and the amount of the late charge are defined in the Note. Assuming Borrower will pay this late charge promptly but only once on each late payment, The late charge is not in lieu of any other remedy of Lender, including any default remedy, and will not be charged if such charge would constitute interest in excess of the maximum permitted by state law. 7. Renewal and Extension of Maturity: This Agreement is a “written extension” as provided by the applicable laws of this state. It is the intention of the parties that all liens and security interests described in the Security Instrument are hereby renewed and extended until the indebtedness evidenced by the Note, as renewed, modified and extended hereby, has been fully paid. The parties acknowledge and agree that such extension, renewal, amendment, modification or rearrangement shall in no manner affect or impair the Note or the liens and security interests securing same, the purpose of this Agreement being simply to provide for the assumption of the indebtedness evidenced thereby, and to carry forward all liens and security interests securing the Note (including if applicable any and all vendor's liens securing the Note), which are expressly acknowledged by the Original Borrower and the Assuming Borrower to be valid and subsisting, and in full force and effect so as to fully secure the payment of the Note. OREGON LOAN ASSUMPTION AGREEMENT Page 3 of 9 Fixed-No Release Loan No.: 1478753542 8. Usury: No provisions of this Agreement or the Note or any instrument evidencing or securing the Note, or otherwise relating to the indebtedness evidenced by the Note, shall require the payment or permit the demand, collection, application or receipt of interest in excess of the maximum permitted by applicable state or federal law. If any excess of interest in such respect is herein or in any such other instrument provided for, or shall be adjudicated to be so provided for herein or in any such instrument, the provisions of this paragraph shall govern, and neither Original Borrower, Assuming Borrower nor any endorser or guarantor of the Note nor their respective heirs, personal representatives, successors or assigns shall be obligated to pay the amount of such interest to the extent it is in excess of the amount permitted by applicable law. It is expressly stipulated and agreed to be the intent of Original Borrower, Assuming Borrower and Lender to at all times comply with the usury and other laws relating to the Note and the Security Instrument and any subsequent revisions, repeals or judicial interpretations hereof, to the extent applicable thereto. In the event Lender ever receives, collects or applies as interest any such excess, including but not limited to any “late charges” collected, such amount which would be excessive interest shall be applied to the reduction of the unpaid principal balance of the Note, and, if upon such application the principal balance of the Note is paid in full, any remaining excess shall be forthwith paid to Assuming Borrower and the provisions of the Note and the Security Instrument shall immediately be deemed reformed and the amounts thereafter collectible thereunder reduced, without the necessity of execution of any new document, so as to comply with the then applicable law, but so as to permit the recovery of the fullest amount otherwise called for thereunder. In determining whether or not the interest paid or payable under any specific contingency exceeds the maximum interest allowed to be charged by applicable law, Assuming Borrower and Lender shall, to the maximum extent permitted under applicable law, amortize, prorate, allocate and spread the total amount of interest throughout the entire term of the Note so that the amount or rate of interest charged for any and all periods of time during the term of the Note is to the greatest extent possible less than the maximum amount or rate of interest allowed te be charged by law during the relevant period of time, 9. Loan Documentation: As amended hereby, the provisions of the Note and Security Instrument shall continue in full force and effect, and the Original Borrower and Assuming Borrower acknowledge and reaffirm Original Borrower’s and Assuming Borrower's liability to Lender thereunder. In the event of any inconsistency between this Agreement and the terms of the Note and Security Instrument, this Agreement shall govern. Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole or in part of the Note and Security Instrument. Except as otherwise specifically provided in this Agreement, the Note and Security Instrument will remain unchanged, and the Assuming Borrower and Lender will be bound by, and comply with, all of the terms and provisions thereof, as amended by this Agreement. Any default by Assuming Borrower in performance of its obligations herein contained shall constitute a default under the Note and Security Instrument, and shall allow Lender to exercise all of its remedies set forth in said Security Instrument, 10. Hazardous Substances: As used in this Paragraph 10, “Hazardous Substances” are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in this Paragraph 10, “Environmental Law” means federal laws and laws of the jurisdiction where the Property is located that relate to heaith, safety or environmental protection. Assuming Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Assuming Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Assuming Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Assuming Borrower has actual knowledge, If Assuming Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Assuming Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law, OREGON LOAN ASSUMPTION AGREEMENT Page 4 of 9 Fixed-No Release Loan No.: 1478753542 11. MERS: 11.1 If the loan was originated with the MERS Rider Form 3158: “MERS?” is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is the Nominee for Lender and Lender’s successors and assigns and is acting solely for Lender, MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, M 48501-2026, tel. (888) 679-MERS. 11.2 If the loan was originated without the MERS Rider Form 3158: (a) “MERS” is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is the Nominee for Lender and Lender’s successors and assigns and is acting solely for Lender. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, M1 48501-2026, tel, (888) 679-MERS. MERS is appointed as the Nominee for Lender to exercise the rights, duties and obligations of Lender as Lender may from time to time direct, including but not limited to appointing a successor trustee, assigning, or releasing, in whole or in part the Security Instrument, foreclosing or directing Trustee to institute foreclosure of the Security Instrument, or taking such other actions as Lender may deem necessary or appropriate under the Security Instrument. The term “MERS” includes any successors and assigns of MERS. This appointment will inure to and bind MERS, its successors and assigns, as well as Lender, until MERS” Nominee interest is terminated. (b) “Nominee” means one designated to act for another as its representative for a limited purpose. (c) Lender, as the beneficiary under the Security Instrument, designates MERS as the Nominee for Lender. Any notice required by Applicable Law or this Security Instrument to be served on Lender must be served on MERS as the designated Nominee for Lender. Assuming Borrower understands and agrees that MERS, as the designated Nominee for Lender, has the right to exercise any or all interests granted by Assuming Borrower to Lender, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, assigning and releasing the Sccurity Instrument, and substituting a successor trustee. (d) Notices. Assuming Borrower acknowledges that any notice Assuming Borrower provides to Lender must also be provided to MERS as Nominee for Lender until MERS’ Nominee interest is terminated. Any notice provided by Assuming Borrower in connection with the Security Instrument will not be deemed to have been given to MERS until actually received by MERS. (e) Substitute Trustee. In accordance with Applicable Law, Lender or MERS may from time to time appoint a successor trustee to any Trustee appointed under the Security Instrument who has ceased to act. Without conveyance of the Property, the successor trustee will succeed to all the title, power and duties conferred upon Trustee in the Security Instrument and by Applicable Law. 11.3 Lender acknowledges that until it directs MERS to assign MERS’s Nominee interest in the Security Instrument, MERS remains the Nominee for Lender, with the authority to exercise the rights of the Lender. 12, Partial Invalidity: In the event any portion of the sums intended to be secured by this Agreement cannot be lawfully secured, payments in reduction of such sums shall be applied first to those portions not secured. 13. Miscellaneous: Assuming Borrower hereby agrees to pay all costs and expenses incurred by Lender in connection with the execution and administration of this Agreement. Lender does not, by its execution of this Agreement, waive any right it may have against any person not a party hereto. This Agreement may be executed in multiple counterparts, each of which shall constitute an original instrument, but all of which shall constitute one and the same Agreement. OREGON LOAN ASSUMPTION AGREEMENT Page 5 of 9 Fixed-No Release Loan No.: 1478753542 14. No Oral Agreements: The written Loan Agreements represent the final agreements between parties and may not be contradicted by evidence of prior, contemporaneous, or subsequent oral agreements of the parties, There are no unwritten oral agreements between the parties. Original Borrower: /-13- 2o / — —~ Date Jiny? Mazurek ORIGINAL BORROWER’S ADDRESS: 10405 Gallop Ct La Pine, Oregon 97739 ORIGINAL BORROWER ACKNOWLEDGMENT State of l?a‘?? § § County of Dt Santee s § On this \-’DW day of 3 [ NSNS , OI , before me, wWicote Daa A [name of notary], a Notary Public in and for said state, personally appeared Jimmy-B Mazurek [name of person acknowledged], known to me to be the person who executed the within instrument, and acknowledged to me that he/she/they executed the same for the purpose therein stated. (Seal) M O Notary Signature “ AN cove Ogn A Type or Print Narme of Notary ~ Notary Public, State of_€D § . Onthis \'D day of S_G_C\U\Q,.(‘uj\ ,_ DOX W, before me, Lecove, Qo N [iiame af notary], a Notary Public in and for said state, personally appeared Jimnty-BMazurek and Lisa M Mazurek [name of person acknowledged], known to me to be the person who executed the within instrument, and acknowledged to me that he/she/they executed the same for the purpose therein stated. ™~ (Seal) Notary Signature OFFICIAL STAMP T& SN ? oA NICOLE MARIE DAY ype or Print Name of Notafy—~> NOTARY PUBLIC-OREGON 3 COMMISSION NO. 15054404R i Notary Public, State of O Q_g:?(MY COMMISSION EXPIRES DECEMB . My Commission Expires;_\& \\ "I kgttb ACKNOWLEDGMENT (OREGON) Page 7 of 9 Loan No.: 1478753542 3/9/2026 -Date AmeriSave Mortgage Corporation -Lender By: < _ Printed/Typed Name:_Andrea Markert Its: CFO LENDER ACKNOWLEDGMENT State of Georgia § § County of DeKalb § On this_9th day of March , 2026 , before me, Lynn B | eonard [name of notary], a Notary Public in and for said state, personally appeared _ Andrea Markert .. CFO of AmeriSave Mortgage Corporation , Lender, personally known to me to be the person who executed the within instrument on behalf of said entity, and acknowledged to me that he/she/they executed the same for the purpose therein stated. Lynn B Leonard Q (Seal) NOTARY PUBLIC 225 — DEKALB COUNTY, GEORGIA d otary Signature My Commission Expires 10/26/2028 Type or Print Name of Notary Notary Public, State of _Georgia My Commission Expires: 10/26/2028 ACKNOWLEDGMENT (OREGON) Page 8 of 9 Loan No.: 1478753542 3/9/2026 -Date Mortgage Electronic Registration Systems, Inc. as nominee for Lender, its successors and -MERS assigns e, ) By: P | S Printed/Typed Name: Andrea Markert Its: _CFO MERS ACKNOWLEDGMENT State of Georgia § § County of DeKalb § On this_9th day of March ,2026 , before me, rd _[name of notary], a Notary Public in and for said state, personally appeared __Andrea Markert ,Assistant Secretary of Mortgage Electronic Registration Systems, Inc., as nominee for Lender, its successors and assigns, personally known to me to be the person who executed the within instrument on behalf of said entity, and acknowledged to me that he/she/they executed the same for the purpose therein stated. Lynn B Leonard - ‘ } (Seal) Ng)TARY PUBLIC . %\Q/X COUNTY, GEORGIA - DEKALB 10/26/2028 d Notary Signature My Commission Expires Type or Print Name of Notary Notary Public, State of__Georgia My Commission Expires:_10/26/2028 ACKNOWLEDGMENT (OREGON) Page 9 of 9 EXHIBIT “A” Lot 37 in Block 2 of TRACT 1098, SPLIT RAIL RANCHOS, according to the official plat thereof on file in the office of the County Clerk of Klamath County, Oregon EXHIBIT “A”