2026-003313 Kiamath County, Oregon 00355154202600033130020023 04/15/2026 12:50:53 PM WHEN RECORDED, MAIL TO: Rocket Mortgage, LLC C/0O Nationwide Title Clearing, LLC 2100 Alt. 19 North Palm Harbor, FL 34683 Loan Number 0733466569 SUBSTITUTION OF TRUSTEE and FULL RECONVEYANCE MERS Address: Mortgage Electronic Registration Systems, Inc., P.O. Box 2026, Flint, Michigan, 48501-2026 WHEREAS, JOSEPH A KOVACIC whose address is 7102 QUAKERTOWN AVENUE WINNETKA, CA 91306 was the original Trustor, AMERITITLE, LLC was the original Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR SUMMIT FUNDING, INC., BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS was the designated nominee of the original beneficiary under that certain Deed of Trust dated 05/02/2024 in KLAMATH County, Oregon, under Recording # 2024-003813, recorded on 05/15/2024. Property is commonly known as: 4437 SYCAMORE DRIVE, KLAMATH FALLS, OR 97603. WHEREAS, the undersigned, acknowledging full payment of said Deed of Trust and debt, desires to substitute a new Trustee under said Deed of Trust in place and stead of said original Trustee thereunder. NOW, THEREFORE, the undersigned hereby substitutes Dave Smith, as Trustee under said Deed of Trust and directs said Dave Smith to reconvey, witKout warranty, to the parties entitled thereto the estate now held by the Trustee under said Deed of Trust. Datedon -5 /.S ] /2026 MM/DD/YYYY) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("’MERS”), AS DESIGNATED NOMINEE FOR SUMMIT FUNDING, INC., BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS W/ Alan Baker VICE PRESIDENT All persons whose signatures appear above have qualified authority to sign and have reviewed this document and supporting documentation prior to signing. STATE OF FLORIDA COUNTY OF PINELLAS The foregoing instrument was acknowledged before me by means of [X] physical presence or [ ] online notarization on__3 /2| /2026 (MM/DD/YYYY), byAlan Baker as VICE PRESIDENT of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (’MERS’’), AS DESIGNATED NOMINEE FOR SUMMIT FUNDING, INC., BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, who, as such VICE PRESIDENT being authorized to do so, executed the foregoing instrument for the purposes therein contained. He/she/they is (are) personally known to me. SUSAN KLEIN . SWHG. NOTARY PUBLIC QM"/ Z&/\\v, ¥ »&- ';TATE OF FLORIDA Susan Klein : ’ NMEE HH 609530 Notary Public - STATE OF FLORIDA 7AANE EXPIRES: FEB 28, 2029 Commission Expires: 02/28/2029 Document Prepared By: Jennifer Zak/NTC, 2100 Alt. 19 North, Palm Harbor, FL 34683 (800)346-9152 NSMRC 450852402 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) MIN 100241106116443955 MERS PHONE 1-888-679-6377 MERS Mailing Address: P.O. Box 2026, Flint, MI 48501-2026 DOCR T302603-06:22:23 [C-1] RCNOR1 PAGE (1 of 2) *D0124646960* Fee: $97.00 Loan Number 0733466569 Dave Smith whose address is 1754 Willamette Falls Dr. West Linn, OR 97068, hereby accepts the foregoing appointment as Trustee under said Deed of Trust and as successor Trustee, pursuant to a written request from the designated nominee of the present Beneficiary and in accordance with the provisions of said Deed of Trust, DOES HEREBY CONV]*IJ)Y to the person or persons legally entitled thereto, without warranty, the estate, title and interest now held by the undersigned in and to the premises more fully described in said Deed of Tn Dated on Q?/ Mo M/DD/YYYY) ose address i1s: 1754 Willamette Falls Dr., West Linn, OR 97068 STATE OF OREGON COUNTY OF CLACKAMAS | This instrument was acknowledged before me on _Q4 / L0 noe (MM/DD/YYYY) by Dave Smith as Trustee. He/she/they is (are) personally known to me. | SER OFFICIAL STAMP _ Vmsgy’s JANELLE AUTRY MYER N \EA7// NOTARY PUBLIC - OREGON Notary Public - State of OREGON s~ COMMISSION NO. 1032175 Commission Expires: () {_g 3 . ZJ’L} MY COMMISSION EXPIRES JANUARY 03, 2027 Document Prepared By: Jennifer Zak/NTC, 2100 Alt. 19 North, Palm Harbor, FL 34683 (800)346-9152 NSMRC 450852402 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) MIN 100241106116443955 MERS PHONE 1-888-679-6377 MERS Mailing Address: P.O. Box 2026, Flint, MI 48501-2026 DOCR T302603-06:22:23 [C-1] RCNOR1 PAGE (2 of 2) *D0124646960*