2026-003657

Klamath County, Oregon
04/27/2026 08:43:02 AM
Fee: $97.00

‘When recorded mail document to:

CLEAR RECON CORP

1915 NE Stucki Avenue, 4th Floor
Hillsboro, OR 97006

Phone: 866-931-0036

SPACE ABOVE THIS LINE FOR RECORDER’S USE

NOTICE OF DEFAULT AND ELECTION TO SELL

TS No.: 147494-OR
Loan No.: ¥*****9838
Legal Authority: ORS 86.752, 86.771

Reference is made to that certain trust deed (the “Deed of Trust”) executed by MARTIN TORO AND
ISABEL TORO, AS TENANTS BY THE ENTIRETY AND EDUARDO TORO, ALL WITH RIGHT OF
SURVIVORSHIP, as Grantor, to AMERITITLE, LLC, as Trustee, in favor of MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR SUMMIT FUNDING, INC.,
BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated
11/16/2021, recorded 11/18/2021, as Instrument No. 2021-017324, in the Official Records of Klamath County,
Oregon, which covers the following described real property situated in Klamath County, Oregon:

LOT 5, BLOCK 7, SECOND ADDITION TO WINEMA GARDENS, ACCORDING TO
THE OFFICIAL PLAT THEREOF ON FILE IN THE OFFICE OF THE CLERK OF
KLAMATH COUNTY, OREGON.

APN: 506394 / 3909-001BA-08800

Commonly known as:
6422 BRYANT AVE
KLAMATH FALLS, OR 97603

The current beneficiary is:
SUMMIT FUNDING, INC.

The undersigned hereby certifies that no assignments of the Deed of Trust by the trustee or by the beneficiary
and no appointments of a successor trustee have been made, except as recorded in the records of the county or counties
in which the above described real property is situated. Further, no action has been instituted to recover the debt, or
any part thereof, now remaining secured by the Deed of Trust, or, if such action has been instituted, the action has
been dismissed, except as permitted by ORS 86.752(7), 86.010.

CRC NOD 06302016

TS No.: 147494-0OR
Loan No,; ¥*¥*%+0838

There is a default by grantor or other person owing an obligation, or by their successor-in-interest, the
performance of which is secured by the Deed of Trust with respect to provisions therein which authorize sale in the
event of default of such provision. The default for which foreclosure is made is grantor’s failure to pay when due, the
following sums:

Delinquent Payments:

Dates: Total:
3/1/2025 — 4/1/2026 $18,587.42
Late Charges: $226.25
Beneficiary Advances: $946.05

TOTAL REQUIRED TO REINSTATE: $19,759.72

By reason of the default, the beneficiary has declared all obligations secured by the Deed of Trust
immediately due and payable, those sums being the following: $208,806.62

Notice hereby is given that the beneficiary and trustee, by reason of default, have elected and do hereby elect
to foreclose the Deed of Trust by advertisement and sale pursuant to ORS 86.705 to 86.815, and to cause to be sold at
public auction to the highest bidder, for cash, the interest in the described property which grantor had, or had the power
to convey, at the time grantor executed the Deed of Trust, together with any interest grantor or grantor’s successor in
interest acquired after the execution of the Deed of Trust, to satisfy the obligations secured by the Deed of Trust and
the expenses of the sale, including the compensations of the trustee as provided by law, and the reasonable fees of
trustee’s attorneys.

The Sale will be held at the hour of 1:00 PM., standard time, as established by ORS 187.110, on 9/10/2026,
at the following place:

ON THE FRONT STEPS OF THE KLAMATH COUNTY CIRCUIT COURT, 316 MAIN
STREET, KLAMATH FALLS, OR 97601

Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days
before the date last set for the sale, to have the foreclosure proceeding dismissed and the Deed of Trust reinstated by
payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then
be due had no default occurred), and by curing any other default complained of herein that is capable of being cured
by tendering the performance required under the obligation or Deed of Trust, and in addition to paying the sums or
tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing
the obligation and Deed of Trust, together with trustee’s and attorneys’ fees not exceeding the amounts provided by
ORS 86.778.

Without limiting the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to
state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing
methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential
property should be aware of this potential danger before deciding to place a bid for this property at the trustee's sale.

CRC NOD 06292021

TS No.: 147494-OR
Loan No.: ¥#¥¥+¥9838

In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest
to this grantor as well as any other person owing an obligation, the performance of which is secured by the Deed of
Trust, and the words “trustee” and “beneficiary” include their respective successors in interest, if any.

Dated: 4/22/2026 CLEAR RECON CORP
1915 NE Stucki Avenue, 4th Floor
Hillsboro, OR 97006

amsa Uchi, Authorized Signatory of Trustee

A notary public or other officer completing this certificate
verifies only the identity of the individual who signed the

document to which this certificate is attached, and not the
truthfulness, accuracy, or validity of that document.

State of California )
) ss.
County of San Diego )
On APR 72 7076 before me, Arlene ROdrigueZ Beltran , Notary Public, personally appeared
HAMSA UCHI who proved to me on the basis of satisfactory evidence to be the person(s) whose

name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in
his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity
upon behalf of which the person(s) acted, executed the instrument.

I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true
and correct.

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WITNESS my hand and official seal.

Signature - (S eal)

COMM. #2412060
Notary Public - California
San Diego County .
My Comm, Expires Aug. 1, 2026

MRO1 e
— LOAUN

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CRC NOD 06292021