2026-003864

Klamath County, Oregon

05/01/2026 03:41:02 PM
Return to:First American Title Insurance Company Fee: $217.00

4795 Regent Blvd, Irving, TX 75063

RECORDING REQUESTED, PREPARED
BY, AND WHEN RECORDED MAIL TO:

Unlock Home Equity Solutions Inc. (NMLS #2657081; State License #738761)
1230 W Washington Street, Suite 310
Tempe, AZ 85288

Exchange Agreement ID: 70802611635248 APN:R494691

(Space Above for Recorder’s Use)

DEED OF TRUST, ASSIGNMENT OF LEASES AND RENTS, SECURITY
AGREEMENT, AND FIXTURE FILING

[COLLATERAL MAY INCLUDE FIXTURES]

made by
THE ANGULO REVOCABLE LIVING TRUST, as Owner
in favor of
FIRST AM® TITLE INS CO, as Trustee
for the benefit of :
UNLOCK HOME EQUITY SOLUTIONS INC. (NMLS #2657081; STATE LICENSE #738761),
as Beneficiary
Maximum Obligation Limit:$40,000.00
Property Address: 5615 Balsam Drive
Klamath Falls, Oregon

Tax Account No(s). for the Property: 494691

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DEED OF TRUST, ASSIGNMENT OF LEASES AND RENTS, SECURITY
AGREEMENT, AND FIXTURE FILING

This PERFORMANCE DEED OF TRUST, ASSIGNMENT OF LEASES AND RENTS,
SECURITY AGREEMENT, AND FIXTURE FILING, together with any riders hereto
("Performance Deed of Trust"), is made as of APRIL 25, 2026 ("Effective Date"), among
MARK T. ANGULO, individually and as the TRUSTEE of THE ANGULO REVOCABLE LIVING
TRUST as trustor(s) of this Performance Deed of Trust (individually or collectively, "Trustor") and
UNLOCK HOME EQUITY SOLUTIONS INC. (NMLS #2657081; STATE LICENSE #738761), a
Delaware corporation, and its successors and assignees, as beneficiary ("Beneficiary"). FIRST AM® -
TITLE INS CO is the trustee ("Trustee") under this Performance Deed of Trust. The term Trustee
includes any successors and substitute trustees.

RECITALS

A.  This Performance Deed of Trust is given to secure performances and obligations of MARK
T. ANGULO, individually and as the Trustee(s) of THE ANGULO REVOCABLE LIVING TRUST
("Owner") in connection with the execution of that certain Forward Sale Option and Exchange Agreement
("Exchange Agreement"), which is hereby incorporated into this Performance Deed of Trust as if set forth
in full, and entered into by and between Owner and Beneficiary, pursuant to which Owner (a) grants and
conveys to Beneficiary the right to receive an undivided percentage interest (the "Unlock Percentage")
in the future value of Owner's real property and impfovements thereon in the County of KLAMATH,
State of Oregon, as more particularly described in- Schedule A attached hereto and incorperated herein by
this reference, and commonly known as 5615 BALSAM DRIVE, KLAMATH FALLS, OR 97601 ("Real
Property”), and (b) agrees that upon the occurrence of certain events under the Exchange Agreement,
Beneficiary has the option to convert the Unlock Percentage (the "Conversion") to an undivided fee simple
ownership interest equal to the Unlock Percentage in and to the Real Property. In exchange for granting
and conveying the Unlock Percentége to Beneficiary, Beneficiary paid to Owner a payment amount equal
to FORTY THOUSAND Dollars ($40,000.00) (the "Investment Payment"), subject to the terms and
conditions of the Exchange Agreement. Terms not otherwise defined in this Performance Deed of Trust shall
have such meaning as defined in the Exchange Agreement.

B. Beneficiary desires to secure the option and other rights granted to it in the Exchange
Agreement and the performance of Obligations (hereinafter defined).

C.  This Performance Deed of Trust is given pursuant to the Exchange Agreement, and fulfillment
and performance of the obligations due under the Exchange Agreement and certain other ancillary documents
executed by Owner and Beneficiary concurrently herewith (which documents, together with this
Performance Deed of Trust are collectively termed the “Transaction Documents”) are secured by this
Performance Deed of Trust in accordance with the terms set forth herein.

D.  Pursuant to the Exchange Agreement, Owner has made certain covenants and promises to, or
for the benefit of, Beneficiary in connection with the Real Property, all as more particularly described, and

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on the terms and conditions stated in the Exchange Agreement,

E. Execution of this Performance Deed of Trust is intended, among other things, to give notice, in
the form set out in Schedule B attached hereto and incorporated herein by this reference, of (a)'the Exchange
Agreement, (b) certain rights and responsibilities of Owner as to Beneficiary, and (c) the covenants and
promises set forth in the Exchange Agreement that run with the land and will be binding upon any person

‘who acquires Owner’s interest in the Real Property so long as the Exchange Agreement has not expired or
been terminated.

1. Grant in Trust. For the purposes stated herein, TRUSTOR DOES HEREBY IRREVOCABLY
mortgage, grant, bargain, sell, pledge, assign, warrant, transfer and convey and grant a security interest to
FIRST AM® TITLE INS CO, in trust, with power of sale and right of entry and possession, for the benefit of
Beneficiary and its respective successors and assigns, in the following property, rights, interests and estates
now owned, or hereafter acquired by THE ANGULO REVOCABLE LIVING TRUST (collectively, the
“Property™):

a. Real Property. The Real Property together with all improvements, replacements and
additions now or hereafter erected on the Real Property and all easements, appurtenances and fixtures now
or hereafter a part of the Real Property.

b. Leases and Rents, All leases, subleases, subsubleases, lettings, licenses, concessions or
other agreements (whether written or oral) pursuant to which any person is granted a possessory interest in,
“or right to use or occupy all or any portion of the Real Property, and every modification, amendment or other
agreement relating to such leases, subleases, subsubleases, or other agreements entered into in connection
with such leases, subleases, subsubleases, or other agreements and every guarantee of the performance
and observance of the covenants, conditions and ‘agreements to be performed and observed by the other
party thereto, heretofore or hereafter entered into, whether before or after the filing by or against Owner of
any petition for relief under any Creditors Rights Laws (collectively, the “Leases™) and all right, title and
interest of Owner, its successors and assigns therein and thereunder, including, without limitation, cash or
securities deposited thereunder to secure the performance by the lessees of their obligations thereunder and
all rents, additional rents, rent equivalents, moneys payable as damages or in lieu of rent or rent equivalents,
royalties (including, without limitation, all oil and gas or other mineral royalties and bonuses), income,
receivables, receipts, revenues, deposits (including, without limitation, security, utility and other deposits),
accounts, cash, issues, profits, charges for services rendered, and other consideration of whatever form or
nature received by or paid to or for the account of or benefit of Owner or its agents or employees from
any and all sources arising from or attributable to the Real Property, including, all receivables, customer
_obligations, installment payment obligations and other obligations now existing or hereafter arising or
created out of the sale, lease, sublease, license, concession or other grant of the right of the use and occupancy
of property or rendering of services by Owner and proceeds, if any, from business interruption or other
loss of income insurance whether paid or accruing before or after the filing by or against Owner of any
petition for relief under any Creditors Rights Laws (collectively, the “Rents”) and all proceeds from the
sale or other disposition of the Leases and the right to receive and apply the Rents to the payment of the

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Settlement Payment. As used herein, “Creditors Rights Laws” shall mean any existing or future law of
any jurisdiction, domestic or foreign, relating to bankruptcy, insolvency, reorganization, conservatorship,
arrangement, adjustment, winding-up, liquidation, dissolution, composition or other relief with respect to its
debts or debtors. The assignments of Owner’s interests under this clause (b) is a security interest in such
interests, including the cash proceeds thereof and checks and deposit accounts related thereto.

c. Insurance Proceeds. All insurance proceeds in respect of the Real Property under any
insurance policies covering the Real Property, including, without limitation, the right to receive and apply the
proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Real Property
(collectively, the “Insurance Proceeds™).

d. Condemnation Awards. All condemnation awards, including interest thereon, which may
heretofore and hereafter be made with respect to the Real Property by reason of any taking or condemnation,
whether from the exercise of the right of eminent domain (including, but not limited to, any transfer made in
lieu of or in anticipation of the exercise of the right), or for a change of grade, or for any other injury to or
decrease in the value of the Real Property (collectively, the “Awards”™).

e. Easements and Rights of Way. All easements, rights of way, appurtenances and other
rights used in connection with the Real Property or as a means of access thereto.

f. Additional Land. All additional lands, estates and development rights hereafter acquired
by Trustor for use in connection with the Real Property and the development of the Real Property and all
additional lands and estates therein which may, from time to time, by supplemental mortgage or otherwise
be expressly made subject to the lien of this Performance Deed of Trust;

g. Fixtures and Personal Property. All machinery, equipment, fixtures (including, but not
limited to, all heating, air conditioning, plumbing, lighting, communications and elevator fixtures, inventory
and goods) and other property of every kind and nature whatsoever, owned by Trustor, or in which Trustor
has or shall have an interest, or usable in connection with the present or future operation and occupancy of
the Real Property and the improvements and all building equipment, materials and supplies of any nature
whatsoever owned by Trustor, or in which Trustor has or shall have an interest, or usable in connection with
the present or future operation and occupancy of the Real Property and the improvements (collectively, the
“Personal Property”), and the right, title and interest of Trustor in and to any of the Personal Property which
may be subject to any security interests, as defined in the Oregon Uniform Commercial Code (the “UCC”),
superior in lien to the lien of this Performance Deed of Trust and all proceeds and products of the above; and

h. Other Rights. Any and all other rights of Trustor in and to the items set forth in clauses
(a) through (g) above.

CONDITIONS TO GRANT: TO HAVE AND TO HOLD the above granted and described
Property unto and to the use and benefit of Beneficiary and its successors and assigns, forever, WITH THE
POWER OF SALE, to secure Owner’s performance of the Obligations at the time and in the manner provided
-in the Transaction Documents and this Performance Deed of Trust;

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PROVIDED, HOWEVER, these presents are upon the express condition that, if Owner shall
well and truly (a) perform the Obligations as set forth in the Exchange Agreement, this Performance Deed
of Trust and the other Transaction Documents, including Beneficiary’s exercise of the Conversion option,
or in the alternative, at the election of Owner, payment to Beneficiary of the Settlement Payment at the
time and in the manner provided in the Exchange Agreement, this Performance Deed of Trust and the other
Transaction Documents, and (b) abide by and comply with each and every covenant and condition set forth
in'the Exchange Agreement, this Performance Deed of Trust and the other Transaction Documents, these
presents and the estate hereby granted shall cease, terminate and be void; provided, however, that Owner’s
obligation to indemnify and hold harmless Beneficiary pursuant to the provisions hereof shall survive any
such performance and release.

2. Secured Obligations.

a. Obligations. Trustor makes the grant, transfer and assignment set forth in Section 1 for
.the purpose of securing the following Obligations:

(1) the obligations of Owner contained herein and in the Exchange Agreement, including,
in connection with a Settlement Event, at the option of Beneficiary, executing a Conversion Agreement,
or in the alternative, at the election of Owner, making a Settlement Payment in lieu thereof, and all other
obligations in the Transaction Documents;

(2) each obligation of Owner contained in any renewal, extension, amendment,
modification, consolidation, change of, or substitution or replacement for, all or any part of the Exchange
Agreement;

(3)  any expenditures made by Beneficiary pursuant to, or under, this Performance Deed of
Trust, including, without limitation, any Protective Advances; and

(4) payment of all fees and expenses including, as allowed by applicable law, court and
other dispute resolution costs, attorneys’ and experts’ fees and costs, and fees and disbursements of in-
house counsel (collectively Attorneys’ Fees) incurred by Beneficiary in the enforcement and collection of
‘the obligations listed above and the protection of Beneficiary’s rights related thereto, whether such fees are
incurred in any state, federal or bankruptcy court or otherwise and whether or not litigation or arbitration is
commenced. Attorneys’ Fees shall include Attorneys’ Fees incurred in any state, federal or bankruptcy court,
and in any bankruptcy case or insolvency proceeding, of any kind in any way related to this Performance
Deed of Trust, to the interpretation or enforcement of the parties’ rights under this Performance Deed of
Trust, or to the Property.

b. Investment Payment. Owner shall not be obligated to repay any part of the Investment
Payment; and therefore, such item shall not be included within the Obligations. The foregoing shall not,
however, in any way limit the performances to be provided by Owner pursuant to the Exchange Agreement.

3. UCC Security Agreement and Fixture Filing. This Performance Deed of Trust also is

intended to be and shall constitute a “security agreement” within the meaning of the UCC for any items

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of personal property that constitute fixtures or are specified as part of the Real Property and that under
applicable law may be subject to a security interest under the UCC. Trustor hereby grants to Beneficiary a
_security interest in those items to secure Owner’s performance of the Obligations.

a. Trustor agrees that Beneficiary may file either this Performance Deed of Trust, or a copy
of it, or a UCC-1 Financing Statement in the real estate records or other appropriate index and/or in the Office
of the Secretary of State of the State of Oregon, as a financing statement for any of the items specified above
as part of the Property.

b. This Performance Deed of Trust constitutes a financing statement filed as a fixture filing
pursuant to UCC §§ 79.0502(3) and 79.0514, and any similar or successor provisions. With respect to said
fixture filing (a) debtor is Trustor and Trustor’s name appears in the first paragraph of this Performance Deed
of Trust and Trustor’s address is the address set forth in the Notice section of this Performance Deed of
Trust, and (b) the secured party is Beneficiary and Beneficiary’s name and address appears at the top of the
first page of this Performance Deed of Trust. The Property includes both real and personal property and all
other rights and interests, whether tangible or intangible in nature, of Trustor. By executing and delivering
this Performance Deed of Trust, Trustor hereby grants to Beneficiary, as security for the Obligations, a
security interest in all “fixtures” (as such term is defined in the Uniform Commercial Code) to the full extent

‘that the foregoing may be subject to the Uniform Commercial Code, and by executing and delivering this
Performance Deed of Trust, Owner hereby grants to Beneficiary, as security for the Obligations, a security
interest in all “accounts”, “deposit accounts”, “chattel paper”, “equipment”, “fixtures”, “inventory”, “general
intangibles” and “goods” (as such terms are defined in the Uniform Commercial Code) to the full extent that

the foregoing may be subject to the Uniform Commercial Code.

c. Beneficiary may file such extensions, renewals, amendments and releases as are
appropriate to reflect the status of its security interest. '

d. Owner shall pay all costs of filing such financing statements and any extensions,
renewals, amendments, and releases of such statements, and shall pay all reasonable costs and expenses of
any record searches for financing statements that Beneficiary may reasonably require.

e. On any default hereunder, Beneficiary shall have the remedies of a secured party under
the UCC and may also invoke the remedies in Section 7. In exercising any of these remedies, Beneficiary
may proceed against the items of Real Property, fixtures or improvements separately or together and in any
-order whatsoever without in any way affecting the availability of Beneficiary’s remedies under the UCC or
the remedies in Section 7.

4. Assignment of Leases and Rents. Owner hereby absolutely and unconditionally assigns to
Beneficiary and Trustee all of Owner’s right, title and interest in and to all current and future Leases and
Rents; it being intended by Owner that this assignment constitutes a present, absolute assignment and not an
assignment for additional security only. Beneficiary shall not receive any such Leases and Rents unless there
is an Owner Event Of Default under the Transaction Documents.

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a. Owner hereby gives to, and confers upon, Beneficiary the right, power and authority,
during the continuance of this Performance Deed of Trust, to collect the Rents, reserving unto Owner the
right, prior to any default by Owner in performance of the Obligations secured hereby or in performance of
any agreement hereunder, to collect and retain such Rents, as they become due and payable.

b. Upon any such default, Beneficiary may with reasonable notice, either in person, by
agent, or by appointment of a receiver, and without regard to the adequacy of any security for the Obligations
‘secured hereby, enter upon and take possession of the Property or any part of it, and may in its own name
sue for or otherwise collect such Rents, including those past due and unpaid, and apply the same, less costs
and expenses of operation and collection, including Attorneys’ Fees to the Obligations secured hereby, and
in such order as Beneficiary may determine. Beneficiary’s rights under this clause (b) include its rights to
appoint a receiver under all applicable laws, as in effect from time to time.

c. The entering upon and taking possession of the Property, the collection of such rents,
issues and profits and the application of such rents, issues and profits pursuant to this Performance Deed
of Trust, shall not cure or waive any default or notice of default under this Performance Deed of Trust or
invalidate any act done pursuant to such notice.

d. Nothing in this section shall permit Owner to lease or rent the Property in contravention
of any provision of the Exchange Agreement; nor shall anything in this section modify any provision in the
Exchange Agreement relating to the use, lease or occupancy of the Property.

S. Covenants, Representations and Warranties of Owner. Owner hereby agrees as follows:

a. Owner represents and warrants that Owner has good and marketable title to the Property
and has the right to grant and convey the Property.

b. Owner will observe and perform all of the covenants and agreements under the
Transaction Documents.

c. To appear in and defend any action or proceeding purporting to affect the security of
this Performance Deed of Trust or the rights or powers of Beneficiary or Trustee; and to pay all costs and
expenses of Trustee and Beneficiary (including cost of evidence of title and Attorneys” Fees) incurred: (i)
in any state, federal or bankruptcy court, in any action or proceeding in which Beneficiary or Trustee may
appear, and in any suit brought by Beneficiary to foreclose this Performance Deed of Trust or to collect the
Obligations or to protect Beneficiary’s rights under this Performance Deed of Trust; and/or (ii) in connection
with the enforcement of any provisions of this Performance Deed of Trust or in connection with foreclosure
upon the collateral granted under this Performance Deed of Trust (whether or not suit is filed).

d. To pay all taxes and assessments affecting the Property when due; and all encumbrances,

“charges and liens, with interest, if any, on the Property (or any part of the Property), which are prior or could

obtain priority to the lien or to the rights granted under this Performance Deed of Trust, and all costs, fees and
expenses of this Performance Deed of Trust, as prescribed under Section 11.3 of the Exchange Agreement.

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(1)  If Owner fails to do any act as provided in this Performance Deed of Trust, Beneficiary
or Trustee may (but shall not be obligated to) make the payment or do the act in the required manner and
to the extent deemed necessary by Beneficiary or Trustee to protect the security for this Performance Deed
of Trust, which payments and related expenses (including Attorneys’ Fees) shall also be secured by this
Performance Deed of Trust.

(2)  Such performance by Beneficiary or Trustee shall not require notice to, or demand on,
Owner and shall not release Owner from any obligation under this Performance Deed of Trust.

(3)  Beneficiary or Trustee shall have the following related rights and powers: (A) to enter
upon the Property for the foregoing purposes, (B) to appear in and defend any action or proceeding
‘purporting to affect the Property or the rights or powers of Beneficiary or Trustee under this Performance
Deed of Trust, (C) to pay, purchase, contest or compromise any encumbrance, charge, or lien that in the
judgment of Beneficiary or Trustee appears to be prior or superior to this Performance Deed of Trust, and
(D) to employ counsel, and to pay such counsel necessary expenses and costs, including Attorneys’ Fees.

e. To pay or reimburse immediately upon demand all sums expended by Beneficiary
or Trustee pursuant to this Performance Deed of Trust, including any unpaid Administrative Fees or
unreimbursed Protective Advances, as set forth in the Exchange Agreement, subject to applicable law.

f. To not materially destroy, damage or impair the Property, allow the Property to
materially deteriorate or commit waste on the Property. Owner shall also comply with all laws affecting the
Property or requiring any alterations or improvements to be made thereon and shall not permit any act upon
the Property in violation of the law.

g. Not to initiate, join in, acquiesce in, or consent to any change in any private restrictive
covenant, zoning law or other public or private restriction, limiting or defining the uses which may be made
of the Property or any part thereof.

h. On demand, to fully cooperate with Beneficiary in filing and recording this Performance
Deed of Trust and any of the other Transaction Documents creating a lien or security interest or evidencing
the lien hereof, including without limitation any financing statements, upon the Property and other collateral
and each instrument of further assurance to be filed, registered or recorded in such manner and in such
places as may be required by any present or future law in order to publish notice of and fully to protect and
perfect the lien or security interest hereof upon, and the interest of Beneficiary in, the Property. Owner will
pay all taxes, filing, registration or recording fees, and all expenses incident to the preparation, execution,
acknowledgment and/or recording of the Transaction Documents, and any instrument of further assurance,
and any modification or amendment of the foregoing documents, and all federal, state, county and municipal
taxes, duties, imposts, assessments and charges arising out of or in connection with the execution and
delivery of the Transaction Documents or any instrument of further assurance, and any modification or
amendment of the foregoing documents, except where prohibited by law so to do.

i. At the cost of Owner, and without expense to Beneficiary, to do, execute, acknowledge

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"and deliver all and every such further acts, deeds, conveyances, deeds of trust, mortgages, assignments,
notices of assignments, transfers and assurances as Beneficiary shall, from time to time, require, for the
better assuring, conveying, assigning, transferring, and confirming unto Beneficiary and Trustee the Property
and rights hereby deeded, mortgaged, granted, bargained, sold, conveyed, confirmed, pledged, assigned,
warranted and transferred or intended now or hereafter so to be, or which Trustor may be or may hereafter
become bound to convey or assign to Beneficiary, or for carrying out the intention or facilitating the
performance of the terms of this Performance Deed of Trust or for filing, registering or recording this
Performance Deed of Trust, or for complying with all legal requirements. Trustor, on demand, will execute
and deliver and hereby authorizes Beneficiary to file one or more financing statements or execute in the name
of Trustor to the extent Beneficiary may lawfully do so, one or more chattel mortgages or other instruments,
to evidence more effectively the security interest of Beneficiary in the Property. Trustor grants to Beneficiary
an irrevocable power of attorney coupled with an interest for the purpose of exercising and perfecting any
and all rights and remedies available to Beneficiary at law and in equity, including without limitation such
rights and remedies available to Beneficiary pursuant to this clause (i).

6. Power of Attorney. Trustor hereby irrevocably appoints Beneficiary as Trustor’s attorney-in-
fact (such agency being coupled with an interest). As such attorney-in-fact Beneficiary may, after providing
notice to Trustor (without the obligation to do so) in Beneficiary’s name, or in the name of Trustor, prepare,
execute and file or record financing statements, continuation statements, applications for registration and like
documents necessary to create, perfect or preserve any of Beneficiary’s security interests and rights in or to
any of the Property, and, upon a default under this Performance Deed of Trust, take any other action required
of Trustor; provided, however, that Beneficiary as such attorney-in-fact shall be accountable only for such
funds as are actually received by Beneficiary.

7. Default and Foreclosure and Power of Sale. Prior to enforcement, Beneficiary shall
give notice to Trustor following Owner’s breach of any covenant or agreement in the Transaction
Documents. The notice shall specify: (i) the default; (ii) the action required to cure the default; (iii)
unless provided for otherwise in the Exchange Agreement, a date, not less than thirty (30) days from
the date the notice is given to Trustor, by which the default must be cured by Owner; and (iv) that
failure to cure the default on or before the date specified in the notice may result in Beneficiary
.exercising its remedies under this Performance Deed of Trust, including the sale of the Property.
The notice shall further inform Trustor of the Trustor’s right to reinstate after enforcement and the
right to bring a court action to assert the non-existence of a default or any other defense of Trustor
to enforcement and sale. If the default is not cured on or before the date specified in the notice,
Beneficiary at its option may exercise its remedies in full as secured by this Performance Deed of
Trust without further demand and may invoke the power of sale and any other remedies permitted by
applicable law. Beneficiary shall be entitled to collect all expenses incurred in pursuing the remedies
provided in this Section 7, including, but not limited to, reasonable attorneys’ fees and costs of title
evidence.

If Beneficiary invokes the power of sale, Beneficiary shall execute or cause Trustee to
execute a written notice of the occurrence of an event of default and of Beneficiary’s election to cause

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the Property to be sold. Trustee shall cause this notice to be recorded in each county in which any
part of the Property is located. Beneficiary or Trustee shall mail copies of the notice as prescribed
by applicable law to Trustor and to the other persons prescribed by applicable law. Trustee shall
_give public notice of sale to the persons and in the manner prescribed by applicable law. After the
time required by applicable law, Trustee, without demand on Trustor, shall sell the Property at public
auction to the highest bidder at the time and place and under the terms designated in the notice of sale
in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any
parcel of the Property by public announcement at the time and place of any previously scheduled sale.
Beneficiary or its designee may purchase the Property at any sale.

Trustee shall deliver to the purchaser a Trustee’s deed conveying the Property without
any covenant or warranty, expressed or implied. The recitals in Trustee’s deed shall be prima facie
evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the
following order: (i) to all expenses of the sale, including but not limited to, reasonable Trustee’s and
attorneys’ fees; (ii) to the Settlement Payment secured by this Performance Deed of Trust, and (iii) any
excess to the person or persons legally entitled to it.

Notice provided to Trustor under this Performance Deed of Trust shall be delivered to the
address specified in Section 21.

a. Exercise of Beneficiary’s remedies under this Performance Deed of Trust shall be in
compliance with applicable law.

b. The power of sale under this Performance Deed of Trust shall not be exhausted by any
one or more sales (or attempts to sell) as to all or any portion of the Property remaining unsold, but shall
continue unimpaired until all of the Property has been sold by exercise of the power of sale herein contained
and all Obligations of Owner to Beneficiary under the Performance Deed of Trust or other Transaction
Documents have been paid in full. '

c. Any proceeds of any disposition under this Section 7 shall not cure any Event of Default
or reinstate any of the obligations secured under this Performance Deed of Trust for purposes of applicable
law or otherwise.

d. Beneficiary may foreclose pursuant to applicable law and/or seek any other remedy
available at law or in equity to the maximum extent permitted by applicable law. Any provision of this
Performance Deed of Trust which is prohibited or unenforceable in any jurisdiction, will, as to such
jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the
remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction will not
invalidate or render unenforceable such provision in any other jurisdiction.

8. Late Performance. By accepting performance of any obligation after its due date, Beneficiary
does not waive its right either to require prompt performance when due of all other obligations or to declare
default for such failure to perform.

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9. Trustee’s Powers. At any time or from time to time, without liability therefor upon written
request of Beneficiary and presentation of this Performance Deed of Trust, and without affecting the personal
liability of any person for the performance of the Exchange Agreement secured hereby, Trustee may: (a)
reconvey any part of the Property; (b) consent to the making of any map or plat of the Property; (c) join in
granting any easement thereon; and (d) join in any extension agreement or any agreement subordinating the
lien or charge of this Performance Deed of Trust.

10.  Substitution of Trustee. Beneficiary, or any successor in ownership of the Obligations, may

-from time to time, by instrument in writing, substitute a successor or successors to any Trustee named or
acting under this Performance Deed of Trust, which instrument, when executed by the Beneficiary and duly

acknowledged and recorded in the office of the recorder of the county or counties where the Property is

situated, shall be conclusive proof of proper substitution of such successor Trustee or Trustees, who shall,

without conveyance of the Property from Trustee’s predecessor, succeed to all its title, estate, rights, powers

and duties. Such instrument must contain the names of the original Owner, Trustor, Trustee and Beneficiary

under this Performance Deed of Trust, the book and page where this Performance Deed of Trust is recorded,

and the name and address of the new Trustee(s). This procedure for substitution shall govern to the exclusion

of all other provisions for substitution.

11. Trustee’s Compensation. Owner shall pay Trustee’s fees and reimburse Trustee for expenses
in the administration of this Trust, including Attorneys’ Fees.

12.  Full Reconvevance. Upon written request of Beneficiary stating that all Obligations have
been performed and satisfied, and any reimbursements of Unpaid Owner Obligations due from Owner to
Beneficiary made, and upon payment of its fees, Trustee will reconvey the Property without warranty to the
‘person or persons legally entitled to it. Such person or persons will pay any recordation costs associated with
such reconveyance. Beneficiary may charge such person or persons a fee for reconveying the Property, but
only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee
is permitted under Applicable Law.

13. Reserved.

14.  Suecessors. This Performance Deed of Trust applies to, inures to the benefit of, and binds
all parties to this Performance Deed of Trust, their heirs, legatees, devisees, administrators, executors,
successors, and assignees. The term “Beneficiary” shall include any successor or assignee of Beneficiary’s
rights in the Exchange Agreement and in this Performance Deed of Trust, whether or not named as
Beneficiary in this Performance Deed of Trust. In this Performance Deed of Trust, whenever the context so
requires, the masculine gender includes the feminine and/or the neuter, and the singular number includes the
plural. '

15.  Joint and Several Liability. If more than one person signs this Performance Deed of Trust as
“Trustor, the obligations of each signatory shall be joint and several.

16.  Multiple Trustors. If there are multiple Trustors:

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a. all rights and powers specified for Owner or Trustor in this Performance Deed of Trust
must be approved and exercised unanimously by all such multiple Owners or Trustors, as applicable;

b. all such multiple Owners or Trustors, as applicable shall be jointly and severally liable
for all liabilities and obligations specified for Owner or Trustors, as applicable under this Performance Deed
of Trust; :

c. notice required to be given by, or to, Trustor will be deemed adequately given if given
by, or to, any of the Trustors using the contact information set forth in Section 21; and

d. Beneficiary may treat any notice received from any one Trustor as notice from all
Trustors.

17. Revocable Trust, If the Real Property is held in an infer vivos Revocable Trust:

a. all trustees of the Revocable Trust and all individuals having the power to revoke the
Revocable Trust (referred to herein as “owners of the Revocable Trust”) must sign this Performance Deed
of Trust in their respective capacities as trustees and/or owners of the Revocable Trust, and each trustee and
owner of the Revocable Trust who signs this Performance Deed of Trust hereby represents and warrants that:
(i) all trustees and owners of the Revocable Trust have been disclosed to Beneficiary; (ii) any and all changes
or amendments to the Revocable Trust have been communicated to and shared with Beneficiary; and (iii) the
Revocable Trust has not been revoked and remains in full force and effect;

b. any trustee of the Revocable Trust who is also an owner of the Revocable Trust need
only sign this Performance Deed of Trust once for it to be binding on such person both as trustee and as
owner of the Revocable Trust;

c. all rights and powers specified for, and all actions required of, Owner in this Performance
Deed of Trust must be approved and exercised unanimously by all trustees of the Revocable Trust;

d. all trustees and all owners of the Revocable Trust shall be jointly and severally liable for
all liabilities and obligations specified for Owner under this Performance Deed of Trust;

e. all representations and warranties by Trustor in this Performance Deed of Trust are made
by all trustees of the Revocable Trust on behalf of the Revocable Trust and by all owners of the Revocable
Trust;

f. notice required to be given by, or to, any Trustor will be deemed adequately given if
given by, or to, any of the trustees of the Revocable Trust using the contact information set forth in Section
21; and

g. Beneficiary may treat any notice received from any one trustee of the Revocable Trust
as notice from all trustees of the Revocable Trust and from Owner.

As used herein, “Revocable Trust” shall mean a revocable trust, revocable living trust, inter
vivos trust, revocable family trust or similar trust established in accordance with the laws of any state.

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18.  Acceptance by Trustee. Trustee accepts this Trust when this Performance Deed of Trust, duly
-executed and acknowledged, is made a public record as provided by law.

19. Extent of Lien. The lien granted under this Performance Deed of Trust shall encumber
Trustor’s entire interest in the Property, notwithstanding the fact that the Unlock Share as defined in
the Exchange Agreement relates to only a fractional interest in the Property.

20. Miscellaneous.

a, So long as any of the Obligations remain outstanding and undischarged, unless
Beneficiary otherwise consents in writing, the fee estate of Owner in the Property or any part thereof
(including the estate of Beneficiary after exercising the Conversion option) will not merge, by operation of
law or otherwise, with any other estate in the Property or any part of it, but will always remain separate
and distinct, notwithstanding the union of the fee estate and such other estate in Beneficiary or in any other
Person. ‘

b. Trustor agrees, to the full extent that it may lawfully do so, that it will not at any time
insist upon or plead or in any way take advantage of any appraisement, valuation, stay, marshalling of assets,
“extension, redemption or moratorium law now or hereafter in force and effect so as to prevent or hinder
the enforcement of the provisions of this Performance Deed of Trust or the Obligations secured hereby,
or any agreement between Trustor and Beneficiary or any rights or remedies of Beneficiary. To the extent
permitted by applicable law, Trustor waives (i)the benefit of all present or future laws providing for any
appraisement before sale of any portion of the Property, (ii) all rights of redemption, valuation, appraisement,
stay of execution, notice of election to mature or declare due the whole of the Obligations and marshaling
in the event of foreclosure of the lien created by this Performance Deed of Trust, (iii) all rights and remedies
which Trustor may have or be able to assert by reason of the laws of the State of Oregon pertaining to the
rights and remedies of sureties, (iv) the right to assert any statute of limitations as a bar to the enforcement of
the lien of this Performance Deed of Trust or to any action brought to enforce any Obligation secured by this
Performance Deed of Trust, and (v) any rights, legal or equitable, to require marshaling of assets or to require
foreclosure sales in a particular order, including requirement under applicable law to require Beneficiary to
resort to assets in a particular order or resort to certain assets before others. Beneficiary shall have the right
to determine the order in which any or all (i) of the Property shall be subjected to the remedies provided by
this Performance Deed of Trust, and (ii) portions of the Obligations are satisfied from the proceeds realized
upon the exercise of the remedies provided by this Performance Deed of Trust.

c. Notwithstanding Owner’s obligations under Section 21.11 (Indemnification) of the
Exchange Agreement, Owner agrees it will pay or reimburse Trustee and Beneficiary for all reasonable
attorneys' fees, costs and expenses incurred by either of them in any suit, legal proceeding or dispute of
any kind in which either of them is made a party or appears as party plaintiff or defendant, affecting the
Obligations, this Performance Deed of Trust or the interest created herein, or the Property or any appeal
thereof, including, but not limited to, activities related to enforcement of the remedies of Beneficiary,
activities related to protection of Beneficiary's collateral, any foreclosure action or exercise of the power
of sale, any condemnation action involving the Property or any action to protect the security hereof, any

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bankruptcy or other insolvency proceeding commenced by or against Owner, and any such amounts paid
or incurred by the Trustee or Beneficiary shall be added to the Obligations and shall be secured by this
Performance Deed of Trust. The agreements of this clause shall expressly survive in perpetuity satisfaction
of this Performance Deed of Trust and performance of the secured Obligations, any release, reconveyance,
discharge or foreclosure of this Performance Deed of Trust, conveyance by deed in lieu of foreclosure, sale,
“and any subsequent transfer by Trustee's conveyance of the Property.

d. To the extent permitted by law, Trustor hereby waives the provisions of any law
prohibiting Beneficiary from making an election under any Transaction Document as to the application of
proceeds.

e Trustee or Beneficiary may collect a fee not to exceed the maximum amount permitted
by applicable law for furnishing the statement of obligation.

f. In furtherance of Beneficiary’s rights under the Exchange Agreement to inspect the
Property, Beneficiary may: (i) obtain a court order to enforce Beneficiary’s right to enter and inspect the
Property in accordance with applicable law (including as to the costs relating thereto), and (ii) have a receiver
appointed to enforce Beneficiary’s rights to enter and inspect the Property for Hazardous Substances (as
defined herein) in accordance with applicable law.

g. References in this Performance Deed of Trust to any statute or statutory provisions
(including, without limitation, the UCC or applicable law) shall be deemed to be a reference to such statute
or statutory provisions as amended or recodified from time to time.

h. Capitalized terms used in this Performance Deed of Trust shall have the meanings
specified herein, or if not defined herein, in the Exchange Agreement. Except as expressly set out in this
Performance Deed of Trust, if there is any conflict between the provisions of this Performance Deed of Trust
and the provisions of the Exchange Agreement, the provisions of the Exchange Agreement shall control. In
this Performance Deed of Trust, references to a Section or a'Schedule shall be to a section or schedule of this
Performance Deed of Trust unless otherwise stated.

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21. Notices. All notices or other written communications hereunder shall be delivered in
accordance with the applicable terms and conditions of the Exchange Agreement. Notices shall be sent to
the address of the other party listed below as follows, unless a party has been notified by the other party in
writing of a substitute address:

BENEFICIARY: TRUSTOR AND OWNER:

Unlock Home Equity Solutions Inc. (NMLS Mark T. Angulo, individually and as Trustee of
#2657081; State License #738761) The Angulo Revocable Living Trust

1230 W Washington Street, Suite 310 5615 Balsam Drive

Tempe, AZ 85288 Klamath Falls, OR 97601

Personal or Overnight Delivery TRUSTEE:

Unlock Home Equity Solutions Inc. (NMLS First AM® Title Ins Co

#2657081; State License #738761)

1230 W. Washington Street, Suite 310 1 SW Columbia Street, Suite 1600, Portland, OR
Tempe, AZ 85288 97204

Email: support@unlock.com

22. Hazardous Substances. As used in this Section 22: (a) “Hazardous Substances” are those
substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law (as
defined herein) and the following substances: gasoline, kerosene, other flammable or toxic petroleum
' products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde,

and radioactive materials; (b) “Environmental Law” means federal laws and laws of the jurisdiction where
the Property is located that relate to health, safety or environmental protection; (¢) “Environmental Cleanup”
includes any response action, remedial action, or removal action, as defined in Environmental Law; and
(d) an “Environmental Condition” means a condition that can cause, contribute to, or otherwise trigger an
Environmental Cleanup.

Owner shall not cause or permit the presence, use, disposal, storage, or release of any
Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property. Owner
shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any
Environmental Law, (b) which creates an Environmental Condition, or (¢) which, due to the presence, use,
or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The
. preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities
of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to
maintenance of the Property (including, but not limited to, hazardous substances in consumer products).

Owner shall promptly give Beneficiary written notice of (a) any investigation, claim, demand,

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lawsuit or other action by any governmental or regulatory agency or private party involving the Property
and any Hazardous Substance or Environmental Law of which Owner has actual knowledge, (b) any
Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat
of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
Hazardous Substance which adversely affects the value of the Property. If Owner learns, or is notified by
any governmental or regulatory authority, or any private party, that any removal or other remediation of any
Hazardous Substance affecting the Property is necessary, Owner shall promptly take all necessary remedial
actions in accordance with Environmental Law. Nothing herein shall create any obligation on Beneficiary for
an Environmental Cleanup.

23.  Savings Clause. This Performance Deed of Trust is subject to the express condition that at no
time shall Owner be obliged or required to pay the Settlement Payment if such payment subjects Beneficiary
to either civil or criminal liability as a result of being in excess of the Maximum Legal Rate (as defined

_below). If, by the terms of this Performance Deed of Trust or the other Transaction Documents, Owner is at
any time required or obliged to pay the Settlement Payment due hereunder which was calculated pursuant
to the Exchange Agreement using amounts in excess of the Maximum Legal Rate, the Settlement Payment
shall be deemed to be immediately reduced to be calculated taking into account Maximum Legal Rate. In
this Section 23, “Maximum Legal Rate” shall mean the maximum non-usurious rate of return, if any, that
at any time or from time to time may be contracted for, taken, reserved, charged or received in connection
with the Settlement Payment and as provided for in the Transaction Documents, under the laws of such State
or States whose laws are held by any court of competent jurisdiction to govern the provisions relating to the
Transaction Documents and/or Settlement Payment.

24. Reinstatement Pursuant to Applicable Law. If Owner meets certain conditions, Trustor shall
have the right to have enforcement of this Performance Deed of Trust discontinued at any time before the
earliest of: (a) five (5) days before sale of the Property pursuant to any power of sale contained in this
Performance Deed of Trust; (b) such other period as applicable law might specify for the termination of
Owner’s right to reinstate; or (c) entry of a judgment enforcing this Performance Deed of Trust. Those
_conditions are that Owner: (i) cures any default under the Transaction Documents; (ii) reimburses
Beneficiary for all Unpaid Owner Obligations and expenses incurred in enforcing this Performance Deed |
of Trust, including, but not limited to, reasonable attorneys’ fees, property inspection and valuation fees;
and (i) takes such action as Beneficiary may reasonably require to assure that Beneficiary’s interest in
the Property and rights under this Performance Deed of Trust, and Owner’s Obligations secured by this
Performance Deed of Trust, shall continue unchanged.

25.  Arbitration.

a. In the event of any inconsistencies between the terms and conditions of the Transaction
Documents (or any of them) and the terms and conditions of this Section 25, this Section 25 shall control and
be binding. Any dispute arising from or related to this Performance Deed of Trust, including but not limited
to foreclosure of this Performance Deed of Trust, may be resolved by arbitration, litigation, or a combination
of arbitration and litigation, all at Beneficiary’s sole and absolute discretion.

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b. IN THE EVENT BENEFICIARY HAS SELECTED ARBITRATION AND SUBJECT
-TO APPLICABLE LAW, TRUSTOR AGREES THAT ANY AND ALL CONTROVERSIES, CLAIMS,
OR DISPUTES WITH BENEFICIARY (INCLUDING ANY AFFILIATE, EMPLOYEE, OFFICER,
DIRECTOR OF BENEFICIARY IN THEIR CAPACITY AS SUCH OR OTHERWISE) ARISING OUT
OF, RELATING TO, OR RESULTING FROM THE EXCHANGE AGREEMENT OR THE PROPERTY,
SHALL BE SUBJECT TO BINDING ARBITRATION UNDER THE ARBITRATION RULES OF JAMS,
THE RESOLUTION EXPERTS (THE “RULES”), AND BECAUSE THE EXCHANGE AGREEMENT
SUBSTANTIALLY AFFECTS INTERSTATE COMMERCE, THE PARTIES AGREE THE EXCHANGE
AGREEMENT, INCLUDING ITS ENFORCEMENT, IS TO BE GOVERNED BY THE FEDERAL
ARBITRATION ACT, 9 U.S.C. § 1 ET SEQ.

c. Procedure. TRUSTOR AGREES THAT ANY ARBITRATION WILL BE
ADMINISTERED BY JAMS, AND THAT A SINGLE NEUTRAL ARBITRATOR WILL BE SELECTED
IN A MANNER CONSISTENT WITH JAMS’ COMPREHENSIVE ARBITRATION RULES AND
PROCEDURES AND JAMS POLICY ON MINIMUM STANDARDS OF PROCEDURAL FAIRNESS
FOR CONSUMER ARBITRATIONS. TRUSTOR HAS ACCEPTED JAMS RULES AND USE OF JAMS.
" TRUSTOR ALSO AGREES THAT THE ARBITRATOR SHALL HAVE THE POWER TO AWARD ANY
REMEDIES, INCLUDING ATTORNEYS’ FEES AND COSTS, AVAILABLE UNDER APPLICABLE
LAW, EXCEPT AS OTHERWISE SET FORTH IN THIS PERFORMANCE DEED OF TRUST OR IN
THE EXCHANGE AGREEMENT. TRUSTOR UNDERSTANDS THAT BENEFICIARY WILL PAY
FOR ANY ADMINISTRATIVE OR HEARING FEES CHARGED BY THE ARBITRATOR OR JAMS
EXCEPT THAT TRUSTOR SHALL PAY THE FIRST $250.00 OF ANY FILING FEES ASSOCIATED
WITH ANY ARBITRATION TRUSTOR INITIATES. TRUSTOR AGREES THAT THE ARBITRATOR
SHALL ADMINISTER AND CONDUCT ANY ARBITRATION IN A MANNER CONSISTENT WITH
THE RULES AND THAT TO THE EXTENT THAT THE APPLICABLE JAMS’ ARBITRATION RULES
CONFLICT WITH THE RULES, THE RULES SHALL TAKE PRECEDENCE. TRUSTOR AGREES
THAT THE DECISION OF THE ARBITRATOR SHALL BE IN WRITING AND PROVIDE A CONCISE
WRITTEN STATEMENT OF THE ESSENTIAL FINDINGS AND CONCLUSIONS ON WHICH THE
AWARD IS BASED. THE ARBITRATION SHALL BE CONDUCTED IN THE U.S. STATE WHERE
THE REAL PROPERTY IS LOCATED.

‘ d. Remedy. EXCEPT AS PROVIDED BY THE RULES AND THE EXCHANGE
AGREEMENT, ARBITRATION SHALL BE THE SOLE, EXCLUSIVE AND ONLY PROCESS FOR
ANY DISPUTE BETWEEN TRUSTOR AND BENEFICIARY. REMEDIES THAT WOULD
OTHERWISE BE AVAILABLE TO TRUSTOR UNDER APPLICABLE FEDERAL, STATE OR LOCAL
LAWS SHALL REMAIN AVAILABLE UNDER ARBITRATION, EXCEPT THAT THE ARBITRATOR
WILL HAVE NO AUTHORITY TO AWARD PUNITIVE DAMAGES OR CONSEQUENTIAL
DAMAGES. ACCORDINGLY, EXCEPT AS PROVIDED FOR BY THE RULES, THIS PERFORMANCE
DEED OF TRUST AND THE EXCHANGE AGREEMENT, NEITHER TRUSTOR NOR BENEFICIARY
WILL BE PERMITTED TO PURSUE COURT ACTION REGARDING CLAIMS THAT ARE SUBJECT
TO ARBITRATION. NOTWITHSTANDING ANYTHING HEREIN TO THE CONTRARY,

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BENEFICIARY SHALL BE PERMITTED TO SEEK SUCH COURT ORDERS AS ARE NEEDED TO

FORECLOSE THIS PERFORMANCE DEED OF TRUST INCLUDING BUT NOT LIMITED TO

~ ORDERS SETTING A FORECLOSURE SALE AND ENTERING ORDERS POST FORECLOSURE
INCLUDING WRITS OF POSSESSION.

e. Availability of Injunctive Relief. BOTH PARTIES AGREE THAT ANY PARTY MAY
PETITION A COURT FOR INJUNCTIVE RELIEF AS PERMITTED BY THE RULES INCLUDING,
BUT NOT LIMITED TO, IF BENEFICIARY ALLEGES OR CLAIMS A BREACH OF THE EXCHANGE
AGREEMENT WHERE THE VALUE OF THE PROPERTY OR THE SETTLEMENT PAYMENT (AS
DEFINED IN THE EXCHANGE AGREEMENT) IS AT A RISK OF MATERIAL LOSS. BOTH PARTIES
UNDERSTAND THAT ANY SUCH BREACH OR THREATENED BREACH OF THE EXCHANGE
AGREEMENT WILL CAUSE IRREPARABLE INJURY AND THAT MONEY DAMAGES WILL NOT
PROVIDE AN ADEQUATE REMEDY THEREFOR AND BOTH PARTIES HEREBY CONSENT TO
THE ISSUANCE OF AN INJUNCTION. IN THE EVENT EITHER PARTY SEEKS INJUNCTIVE
RELIEF, THE PREVAILING PARTY SHALL BE ENTITLED TO RECOVER REASONABLE COSTS
AND ATTORNEYS’ FEES.

f. Small Claims Court. NOTWITHSTANDING THE ARBITRATION AGREEMENT
ABOVE, BOTH PARTIES AGREE THAT ANY PARTY MAY SEEK REMEDIES IN SMALL CLAIMS
'COURT FOR DISPUTES OR CLAIMS WITHIN THE SCOPE OF SUCH COURT’S JURISDICTION
PROVIDED THE COURT’S REQUIREMENTS ARE SATISFIED.

g. Class Action Waiver. ARBITRATION MUST BE ON AN INDIVIDUAL BASIS.
THIS MEANS NEITHER TRUSTOR NOR BENEFICIARY MAY JOIN OR CONSOLIDATE CLAIMS
IN ARBITRATION BY OR AGAINST OTHER INDIVIDUALS OR LITIGATE IN COURT OR
ARBITRATE ANY CLAIMS AS A REPRESENTATIVE OR MEMBER OF A CLASS.

h. Exchange Agreement. Notwithstanding clause (a) above, if any controversy, claim or
dispute with Beneficiary under or in connection with the Exchange Agreement is subject to arbitration in
Oregon, is otherwise subject to the laws of Oregon and/or if any provision of Section 20 (4rbitration) of
the Exchange Agreement is not enforceable under the laws of Oregon then Section 20 (Arbitration) of the
Exchange Agreement will be deemed to be replaced by this Section 25.

26. Applicable Law. Except as provided in section 25 regarding arbitration, and any bankruptcy
issues, if applicable, this Performance Deed of Trust will be governed by the law of the state in which the
Property is located.

27. Provisions Subject to Applicable Law. All rights, powers and remedies provided in this
Performance Deed of Trust may be exercised only to the extent that the exercise thereof does not violate any
applicable provisions of law and are intended to be limited to the extent necessary so that they will not render
this Performance Deed of Trust invalid, unenforceable or not entitled to be recorded, registered or filed under
the provisions of any applicable laws.

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Do not lose or destroy this Performance Deed of Trust or the Exchange Agreement that it secures. All
must be delivered to Trustee for cancellation before reconveyance will be made.

[Signatures on Following Page]

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READ THIS DOCUMENT CAREFULLY BEFORE SIGNING IT. ALL PRIOR ORAL, ELECTRONIC
AND WRITTEN COMMUNICATIONS AND AGREEMENTS FROM OR WITH BENEFICIARY,
INCLUDING ALL CORRESPONDENCE, OFFER LETTERS, PRINTED MATERIALS, AND
DISCLOSURES, ARE MERGED INTO AND SUPERSEDED AND REPLACED BY THIS
PERFORMANCE DEED OF TRUST, THE EXCHANGE AGREEMENT AND TRANSACTION
DOCUMENTS, AND THE OTHER WRITTEN AGREEMENTS MADE BY AND BETWEEN OWNER
AND BENEFICIARY AS OF THE EFFECTIVE DATE.

The undersigned requests that a copy of any notice of default and any notice of sale under this Performance
‘Deed of Trust be mailed to Trustor and the address set forth in the Performance Deed of Trust.

IN WITNESS WHEREOF, each of the undersigned has executed this Performance Deed of
Trust as of the date set forth above.

TRUSTOR AND OWNER:

1 I

Name: Mark T. Angulo, individually and as Trustee of The Angulo Revocable Living Trust

Date: %/2‘5’//2(;

BY SIGNING BELOW, the undersigned, Settlor(s) of The Angulo Revocable Living Trust
acknowledges all of the terms and covenants contained in this Performance Deed of Trust and any rider(s)
.thereto and agrees to be bound thereby.

Mark T. Angulo - (Seal) Trust Settlor

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State of Oregon )
i ) ss. .
County of /\//W?/% ) OL//Z’S/Z’OZ(”

This record was acknowledged before me on (date) by (name(s) of individual(s)) Mark

T. Angulo as (type of authority, such as officer or trustee) fyvstee of (name of party on behalf of whom

record was executed) — wilo Pave coble [/}w'nj Trus AL as o
individoad &
Hrost settlosr

Signature of notarial officer:
Stamp (if required):

Title of office: Notary Public for State of Oregon

My commission expires: 06 '25'2 02 g
'Home Equity Officer/Loan Originator: Jennifer Klugman, NMLS #738761; OR License #738761

Home Equity Officer/Loan Originator Organization: Unlock Home Equity Solutions Inc., NMLS #2657081;
OR License #738761

OFFICIAL STAMP
TARA LEA SWIFT
NOTARY PUBLIC - OREGON
COMMISSION NO. 1049445
MY COMMISSION EXPIRES JUNE 25, 2028

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SCHEDULE A
‘ LEGAL DESCRIPTION
The Land referred to herein below is situated in the County of KLAMATH, State of Oregon, and is
described as follows:
Parcel 3 of Land Partition 60-06, situated in the SE 1/4 of the NW 1/4 of Section 12, Township 39 South,
Range 8 East of the Willamette Meridian, Klamath County, Oregon.
APN: 494691

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SCHEDULE B

Notice of certain matters agreed in relation to the Real Property in the Exchange Agreement

1.

The term of the Exchange Agreement shall commence on its Effective Date and shall expire on
April 24, 2036 at 11:59:59PM EDT.

Every person or entity who now or hereafter owns or acquires any right, title or interest in or
to any portion of the Real Property is and shall be conclusively deemed to have consented and
agreed to every restriction, provision, covenant, right and limitation contained in the Exchange
Agreement and this Schedule B to the Performance Deed of Trust ("Schedule B"), whether or
not such person or entity expressly assumes such obligations or whether or not any reference
to the Exchange Agreement or this Schedule B is contained in the instrument conveying such
interest in the Real Property to such person or entity,

The Exchange Agreement covenants are deemed to be covenants running with the land, and
include, without limitation, requirements that Owner:

(2)  not transfer the Real Property without giving prior written notice to Beneficiary and
comply with specific sale procedures set forth in the Exchange Agreement;

(b)  maintain insurance on the Real Property against certain hazards and risks;

(c¢)  not incur additional debt to third parties secured by hens on the Real Property except as
specified in the Exchange Agreement;

(d). pay all taxes and assessments accruing on the Real Property;

(e)  occupy the Real Property in accordance with the Exchange Agreement and not use the
Real Property for commercial or other non-residential purposes;

(f)  keep the Real Property free of liens which are senior to or could impair Beneficiary's lien
and not approved by Beneficiary; and

(8)  protect and maintain the Real Property as required in the Exchange Agreement and
ensure that use of the Real Property complies with all applicable state, federal and local
laws and regulations.

The purpose of this Schedule B is to give notice of the existence of Beneficiary's rights under
the Exchange Agreement. If there is an inconsistency between the terms of this Schedule B and
the Exchange Agreement, the provisions of the Exchange Agreement shall control.

This Schedule B shall remain in full force and effect until released by a written termination or
quitclaim deed executed and notarized by Beneficiary and recorded in the real property records
for the county where the Real Property is located, or until extinguished by operation of law.

Capitalized terms used in this Schedule B shall have the meaning specified in this Schedule B
(including the Performance Deed of Trust) or if not defined in this Schedule B shall have the
meaning specified in the Exchange Agreement.

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