2026-004217

Klamath County, Oregon

RECORDING REQUESTED BY 05/13/2026 01:12:01 PM
TCS Fee: $30.00
WHEN RECORDED MAIL TO

SECRETARY OF HOUSING AND URBAN DEVELOPMENT
C/0 Compu-Link Corporation - HUD Division

14002 East 21st St, Suite 300

Tulsa, OK 74134

APN 3909-003AB-03300

o Space above this line for recorder’s purposes

TS No. 2604090302
Title Order No.: 1072800
Property Address: 3629 ALVA AVE KLAMATH FALLS, OR 97603

U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

NOTICE OF DEFAULT AND FORECLOSURE SALE
Recorded in accordance with 12 USCA 3764 (c)

WHEREAS, on 12/20/2006, a certain Deed of Trust was executed by Alise B
Walker as trustor in favor of Wells Fargo Bank, N.A. as beneficiary, and Fidelity National
Title Ins Co as trustee, and was recorded on 12/26/2006, as Instrument No. 2006-025357,
in the Office of the County Recorder of Klamath County, Oregon; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of
Housing and Urban Development (the Secretary) pursuant to the National Housing Act for
the purpose of providing single family housing; and

WHEREAS, the beneficial interest in the Deed of Trust is now owned by the
Secretary, pursuant to an Assignment of Deed of Trust dated 11/19/2019, recorded on
11/20/2019, as instrument number 2019-013528, in the Office of the County Recorder,
Klamath County, Oregon; and

WHEREAS, a default has been made in the covenants and conditions of the Deed
of Trust in that the payment due on 2/28/2025, was not made and remains wholly unpaid
as of the date of this notice, and no payment has been made sufficient to restore the loan to
currency; and

WHEREAS, the entire amount delinquent as of 6/18/2026 is $218,493.23; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount
of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to powers vested in me by the Single Family
Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B,
and by the Secretary’s designation of Allstate Reconveyance Company d/b/a Total Lender
Solutions as Foreclosure Commissioner, recorded on 9/4/2025 as instrument number 2025-

HUDNOS Page10f4

007858, notice is hereby given that on 6/18/2026 at 10:00 AM local time, all real and
personal property at or used in connection with the following described property will be
sold at public auction to the highest bidder:

Legal Description:

The West one-half of Lot 4, Miller Park, a Resubdivision of Lots 36, 37, 38, 39, 40, 41 and
vacated alley Block F, Homecrest, according to the official plat thereof on file in the office
of the County Clerk of Klamath County, Oregon.

Commonly knewn as: 3629 ALVA AVE, KLAMATH FALLS, OR 97603

The sale will be held at In the lobby of the Klamath Falls County Courthouse, 316
Main Street, Klamath Falls. The Secretary of Housing and Urban Development will bid
an estimate of $218,493.23.

There will be no proration of taxes, rents or other income or liabilities, except that
the purchaser will pay, at or before closing, his prorata share of any real estate taxes that
have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit
totaling $21,849.32 [10% of the Secretary’s bid] in the form of a certified check or cashier’s
check made out to the Secretary of HUD. Each oral bid need not be accompanied by a
deposit. If the successful bid is oral, a deposit of $21,849.32 must be presented before the
bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must
be delivered within 30 days of the sale or at such other time as the Secretary may determine
for good cause shown, time being of the essence. This amount, like the bid deposits, must
be delivered in the form of a certified or cashier’s check. If the Secretary is the high bidder,
he need not pay the bid amount in cash. The successful bidder will pay all conveyancing
fees, all real estate and other taxes that are due on or after the delivery of the remainder of
the payment and all other costs associated with the transfer of title. At the conclusion of
the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder
of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in
advance. The extension fee shall be in the form of a certified or cashier’s check made
payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration
of any extension period, the unused portion of the extension fee shall be applied toward the
amount due.

If the high bidder is unable to close the sale within the required period, or within
any extensions of time granted by the Secretary, the high bidder may be required to forfeit
the cash deposit or, at the election of the foreclosure commissioner after consultation with
the HUD Field Office representative, will be liable to HUD for any costs incurred as a
result of such failure. The commissioner may, at the direction of the HUD field office
Representative, offer the Property to the second highest bidder for an amount equal to the
highest price offered by that bidder.

HUDNOS Page 2 of 4

There is no right of redemption, or right of possession based upon a right of
redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant the
Act. Therefore, the Foreclosure commissioner will issue a Deed to the purchaser(s) upon
receipt of the entire purchase price in accordance with the terms of the sale as provided
herein. HUD does not guarantee that the property will be vacant.

The amount that must be pa1d 1f the Mortgage is to be relnstated prior to the
scheduled sale is $218,011.41, as of 6/17/2026, plus all other amounts that would be due
under the mortgage agreement if payments under the mortgage had not been accelerated,
advertising costs and postage expenses incurred in giving notice, mileage by the most
reasonable road distance for posting notices and for the Foreclosure Commissioner’s
attendance at the sale, reasonable and customary costs incurred for title and lien record
searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for
recording documents, a commission for the Foreclosure Commissioner, and all other costs
incurred in connection with the foreclosure prior to reinstatement.

Date: 5/11/2026 Allstate Reconveyance Company d/b/a Total
Lender Solutions
U.S. Dept. of HUD Foreclosure Commissioner

- [

Rachel Seropian

10505 Sorrento Valley Road, Suite 125
San Diego, CA, 92121

Phone: 866-535-3736

Fax: 866-242-8599

HUDNOS Page 3 of 4

A notary public or other ofticer completing this certiticate
vertfies only the identity of the individual who signed the
document to which this certificate is attached. and not the
truthludness, accuracy. or validity of that document,

STATE OF CA
COUNTY OF San Diego

On 5/12/2026 before me, Diana Rivera, a notary public personally appeared, Rachel Seropian who proved
to me on the basis of satisfactory evidence to be the person(§) whose name($) is/afe sybscribed to the within
instrument and acknowledged to me that je/she/thdy execufed the same in his/her/théir authorized
capacity(ies), and that by h\gis/her/tlieir signaturejs) on the instrument the person(sf), or the entity upon behalf
of which the person(};) acted, executed the instrument.

I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing
paragraph is true and correct.

WITNESS my hand and official seal.

Diana Rivera I (Seal)
] CATA DIANA RIVERA E
7 “TRE\  Notary Public - California

i P Mavey San Diego County _i_
: %/ Commission # 2545601
My Comm. Expires Jan 13, 2030

HUDNOS Page 4 of 4