SHTICOR TITLE

2026-004272

Klamath County, Oregon
05/14/2026 02:17:01 PM
Fee: $97.00

UCC FINANCING STATEMENT

FOLLOW INSTRUCTIONS

A. NAME & PHONE OF CONTACT AT SUBMITTER (optional)
Jessica Ramirez
B. E-MAIL CONTACT AT SUBMITTER (optional}

jessica.ramirez@peoplesbank.bank
C. SEND ACKNOWLEDGMENT TO: (Name and Address)

I_l;eople's Bank of Commerce 1
1528 Biddle Rd
?/ledford, OR 97504

SEE BELOW FOR SECURED PARTY CONTACT INFORMATION

THE ABOVE SPACE IS FOR FILING OFFICE USE ONLY

1. DEBTOR’S NAME: Provide only one Debtor name (1a or 1b) (use exact, full name; do not omit, modify, or abbreviate any part of the Debtor's name); if any part of the Individual Debtor’s name will
not fitin line 1b, leave all of item 1 blank, check here D and provide the Individual Debtor information in item 10 of the Financing Statement Addendum (Form UCC1Ad)

1a. ORGANIZATION'S NAME

OR

1b. INDIVIDUAL'S SURNAME FIRST PERSONAL NAME ADDITIONAL NAME(S)INITIAL(S) SUFFIX
1¢. MAILING ADDRESS CITY STATE POSTAL CODE COUNTRY
2. DEBTOR'S NAME: Provide only one Debtor name (2a or 2b) (use exact, full name; do not omit, modify, or abbreviate any part of the Debtor’s name); if any part of the Individual Debtor’s name will
not fitin line 2b, leave all of item 2 blank, check here D and provide the Individual Debtor information in item 10 of the Financing Statement Addendum (Form UCC1Ad)

2a, ORGANIZATION'S NAME

OR

2b. INDIVIDUAL'S SURNAME FIRST PERSONAL NAME ADDITIONAL NAME(S)/INITIAL(S) SUFFIX

2¢. MAILING ADDRESS ciTY STATE |POSTAL CODE COUNTRY

3. SECURED PARTY'S NAME (or NAME of ASSIGNEE of ASSIGNOR SECURED PARTY): Provide only one Secured Parly name (3a or 3b)
3a. ORGANIZATION'S NAME

PEOPLE'S BANK OF COMMERCE

OR 3b. INDIVIDUAL'S SURNAME FIRST PERSONAL NAME ADDITIONAL NAME(SHNITIAL(S) SUFFIX
3c. MAILING ADDRESS clty STATE [POSTAL CODE COUNTRY
1528 BIDDLE RD MEDFORD OR 97504 USA

4. COLLATERAL: This financing statement covers the following collateral:

All Fixtures and Leasehold Improvements on property commonly known as W2 Lake of the
Woods, Klamath, Falls, Oregon 97603, as shown on the plat of which is on file in the office of the
Forest Supervisor (Fremont-Winema National Forest); whether any of the foregoing is owned now
or acquired later and wherever located; all accessions, additions, replacements, and substitutions
relating to any of the foregoing; all records of any kind relating to any of the foregoing; all proceeds
relating to any of the foregoing (including insurance, general intangibles, and other accounts
proceeds). HCOR NMLE has recorded this inshument

by request as an GCCOMIM v Onky.

i hos not exormined # o ity onet

JMiclency of a8 to s effect upon he e

v Ny 16l pro that may be described
. NEEin,

5. Check only if applicable and check only one box;  Collateral in a Trust (see UCC1Ad, item 17 and instructions} l being administered by a Decedent's Personal Representative
6a. Check only if applicable and check only one box: 6b. Check only if applicable and check only one box:

. Public-Finance Transaction ' Manufactured-Home Transaction A Debtor is a Transmitting Utility E Agricultural Lien Non-UCC Filing

e = e e S NS
7. ALTERNATIVE DESIGNATION (if applicable): ' Lessee/lessor Consignee/Consignor D Seller/Buyer D Bailee/Bailor icensee/Licensor
Sl

8. OPTIONAL FILER REFERENCE DATA:
82007522-10

FILING OFFICE COPY — UCC FINANCING STATEMENT (Form UCC1) (Rev. 07/01/23)

UCC FINANCING STATEMENT ADDENDUM

FOLLOW INSTRUCTIONS

9. NAME OF FIRST DEBTOR: Same as line 1a or 1b on Financing Statement; if line 1b was left blank
because Individual Debtor name did not fit, check here D

9a. ORGANIZATION'S NAME

OR

9b. INDIVIDUAL'S SURNAME

BENGARD

FIRST PERSONAL NAME

MATTHEW

ADDITIONAL NAME(S)/INITIAL(S)

SUFFIX

’ ‘ THE ABOVE SPACE IS FOR FILING OFFICE USE ONLY
10.

do not omit, modify, or abbreviate any part of the Debtor's name) and enter the mailing address in line 10c
10a. ORGANIZATION'S NAME

DEBTOR’S NAME: Provide (10a or 10b) only one additionat Debtor name or Debtor name that did not it in fine 1b or 2b of the Financing Statement (Form UCC1) (use exact, full name;

OR 10b. INDIVIDUAL'S SURNAME

INDIVIDUAL'S FIRST PERSONAL NAME

INDIVIDUAL'S ADDITIONAL NAME(S)/INITIAL(S}

SUFFIX
10c. MAILING ADDRESS CiTY STATE |POSTAL CODE COUNTRY
11. ] ] ADDITIONAL SECURED PARTY’S NAME or ASSIGNOR SECURED PARTY’S NAME: Provide only one name (11a or 11b)

11a. ORGANIZATION'S NAME
OR 11b. INDIVIDUAL'S SURNAME FIRST PERSONAL NAME ADDITIONAL NAME(S)/INITIAL(S) SUFFIX
11¢c. MAILING ADDRESS CITY STATE POSTAL CODE COUNTRY
12. ADDITIONAL SPACE FOR ITEM 4 (Collateral):
Ep———
13. D This FINANCING STATEMENT s to be filed [for record] (or recorded) in the 14. This FINANCING STATEMENT:
REAL ESTATE RECORDS (if applicable)

15. Name and address of a RECORD OWNER of real estate described in item 16

covers timber to be cut D covers as-exiracted collateral is filed as a fixture filing

16. Description of real estate:

SEE EXHIBIT A

(if Debtor does not have a record interest):

17. MISCELLANEQUS:

FILING OFFICE COPY — UCC FINANCING STATEMENT ADDENDUM (Form UCC1Ad) (Rev. 07/01/23)

EXHIBIT "A"

Order No.: 470319062830

Lot 1 (NW1/4 NW 1/4), Section 14, Township 37 South, Range 5 East, Willamette Meridian, 350 Feet
South and 1170 Feet East from the NW Comer, Section 14, mor eplicity described as follows: Lot 2,
Block W, Lake of the Woods.