2026-004937 Klamath County, Oregon 06/03/2026 12:52:02 PM Fee: $97.00 RELEASE PREPARED BY AND AFTER RECORDING RETURN TO: B DocSolutionUSA DocSolutionUSA, LLC dba DocSolution, Inc. 2316 Southmore Pasadena, TX 77502 713-941-4928 PHHFD/ROL 88060329270788-ER *2057064* MIN: 100071300010244131 MERS Telephone No. 1-888-679-6377 STATE OF OREGON SUBSTITUTION OF TRUSTEE AND DEED OF RECONVEYANCE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR GATEWAY BUSINESS BANK, DBA M!SSION HILLS MORTGAGE BANKERS beneficiary of the security instrument, its successors and assigns ,ITS SUCCESSORS AND ASSIGNS, the current holder of the obligations secured by that certain Deed of Trust, described below does hereby substitute Kevin P Moran, Attorney at Law, whose address is 9057 Washington Avenue NW, Silverdale, WA 98383 as trustee in lieu of the named Trustee under said Deed of Trust. Kevin P. Moran hereby accepts said appointment as Trustee under said Deed of Trust and, as Successor Trustee, pursuant to the request of said Beneficiary and Holder, does hereby reconvey without warranty to the person(s) legally entitled thereto, all estate now held by it under said Deed of Trust. Trustor: KAREN A. RUIZ, of the deed of trust, and any trustor or successor in interest on whose behalf payment was made Original Trustee: HARTFORD ESCROW INC., A CALIFORNIA CORPORATION Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR GATEWAY BUSINESS BANK, DBA MISSION HILLS MORTGAGE BANKERS, its successors and assigns Dated: 12/21/2011 Amount: $92,000.00 Recorded: 12/27/2011 in KLAMATH County, State of Oregon as Instrument or Auditor No. 2011-014201 pATE: 29 day of M 202l MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR GATEWAY BUSINESS BANK, DBA MISSION HILLS MORTGAGE BANKERS beneficiary of the security instrument, its successors and assigns BY: NAME: CAROL CRISWELL TITLE: ASSISTANT SECRETARY STATE OF TEXAS COUNTY OF HARRIS Before me, the undersigned, a Notary Public on this day personally appeargq_QAEQL_GRJSMVELL, ASSISTANT SECRETARY, known to me (or proved to me on the oath of ), to be the person and officer whose name is subscribed to the foregoing instrument and acknowledged to me that the same was the act of the said MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR GATEWAY BUSINESS BANK, DBA MISSION HILLS MORTGAGE BANKERS beneficiary of the security instrument, its successors and assigns , a corporation, and that he/she had executed the same as the act of such corporation for the purpose and consideration therein expressed, and in the capacity therein stated. Given under my hand and seal of office, this 24] _day of _m% AD. 202 A= NOTARY PUBLIC, STATE OF TEXAS TSI # : R514083G 2057064 Loan #: 0603292707 Kevin P. Moran, Attorney at Law Kevin P. Moran Attorney at Law (Successor Trustee) State of Washington County of Kitsap On 06/01/2026, before me, Jill OConnor, a Notary Public qualified for said County, personally came Kevin P. Moran, Attorney at Law known to be the identical person who executed the foregoing instrument and acknowledged the execution thereof to be their voluntary act and deed for the uses and purposed therein mentioned. Witness my hand and official seal, ! Notary Public Jill OConnor State of Washington Not Public i d fo Jill OConnor otary fublic In and tor Commission Expires 01/10/2030 the State of Washington License # 22005302 Commission Lic# 22005302 Commission Expires# 01/10/2030 DocSolutionUSA, LLC,.d/b/a DocSolution, Inc., did not prepare a title search of the Property described in the document below. The Preparer of this document makes no representation as to the status and validity of, including, but not limited to, the title, loan history, boundary survey, property use, or zoning regulations of the Property assigned, transferred, conveyed, released, or any other disposition of the Property. Information herein was provided to the Preparer by Grantor/ Grantee and / or their Agent and prepared according to their request.